ZBAO

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Zhibao Technology Inc.

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Key Metrics

Previous Close: $0.19
52-Week Range: $0.15 – $1.34
Market Cap: $6.68M
P/E (TTM): —
EPS (TTM): -0.30
Dividend Yield: —

Advanced Metrics

Price/Book: 2.19
PEG Ratio: —
Return on Equity: -99.67%
Return on Assets: -11.02%
Gross Margin: 42.40%
Operating Margin: 2.25%
Profit Margin: -19.52%
Current Ratio: 0.86
Debt/Equity: 1.12
Total Debt: $54.96M
Free Cash Flow: $52.50M
Revenue Growth: 40.70%
Earnings Growth: —
Enterprise Value: $63.28M

ZBAO Income statement, annual periods, in CNY
CNY	FY2022	FY2023	FY2024	FY2025
Revenue	$108.22M	$142.10M	$183.67M	$276.94M
Cost of Revenue	$61.05M	$83.49M	$108.91M	$163.37M
Gross Profit	$47.17M	$58.62M	$74.76M	$113.57M
Research & Development	$7.74M	$9.68M	$15.09M	$10.86M
Selling, General & Admin	$26.79M	$93.49M	$49.56M	$156.25M
Operating Expenses	$34.53M	$103.17M	$64.65M	$167.11M
Operating Income	$12.64M	-$44.55M	$10.11M	-$53.54M
EBITDA	$16.71M	-$38.31M	$22.87M	-$58.10M
Pretax Income	$12.15M	-$42.56M	$18.76M	-$64.63M
Income Tax	-$2.11M	$541.46K	$5.51M	-$2.61M
Net Income	$14.26M	-$43.10M	$13.25M	-$62.02M
Diluted EPS	0.45	-1.37	0.44	-1.94
Diluted Shares	31.50M	31.50M	30.37M	31.99M

ZBAO Balance Sheet statement, annual periods, in CNY
CNY	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$2.59M	$9.87M	$2.40M	$10.28M
Receivables	$72.61M	$90.45M	$151.48M	$123.90M
Current Assets	$84.21M	$113.71M	$197.55M	$144.50M
Total Assets	$95.90M	$128.04M	$208.79M	$170.76M
Current Liabilities	$76.46M	$94.30M	$141.07M	$144.13M
Total Debt	$29.61M	$31.55M	$30.28M	$27.52M
Total Liabilities	$77.21M	$96.58M	$144.80M	$146.07M
Retained Earnings	-$94.45M	-$137.54M	-$131.84M	-$193.86M
Shareholders' Equity	$18.68M	$31.46M	$63.99M	$24.69M
Working Capital	$7.75M	$19.41M	$56.48M	$369.54K
Net Debt	$25.41M	$17.39M	$24.41M	$13.23M

ZBAO Cash Flow statement, annual periods, in CNY
CNY	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	-$989.20K	-$1.12M	-$3.81M	-$20.68M
Capital Expenditure	-$187.19K	-$1.79M	-$592.34K	—
Free Cash Flow	-$1.18M	-$2.92M	-$4.40M	-$20.68M
Depreciation & Amortisation	$3.39M	$3.34M	$3.26M	$3.22M
Stock-Based Compensation	$535.85K	$55.27M	$0.00	$97.77K
Investing Cash Flow	-$3.19M	$13.97M	-$592.34K	-$14.97M
Financing Cash Flow	$6.65M	-$4.56M	$30.91M	$9.87M
Net Change in Cash	$2.47M	$8.29M	$26.51M	-$25.78M

ZBAO Balance Sheet statement, quarterly periods, in CNY
CNY	Q4 2024	Q2 2025	Q4 2025
Cash & Equivalents	$28.11M	$10.28M	$27.52M
Receivables	$152.44M	$123.90M	$133.52M
Current Assets	$297.53M	$144.50M	$192.75M
Total Assets	$314.98M	$170.76M	$283.14M
Current Liabilities	$234.21M	$144.13M	$223.10M
Total Debt	$46.65M	$27.52M	$40.49M
Total Liabilities	$241.40M	$146.07M	$233.87M
Retained Earnings	-$133.36M	-$193.86M	-$198.19M
Shareholders' Equity	$73.58M	$24.69M	$19.88M
Working Capital	$63.32M	$369.54K	-$30.35M
Net Debt	$12.57M	$13.23M	$8.83M

Market Snapshot

About

Zhibao Technology Inc. is a China-based insurance technology company that operates an online platform connecting insurers with consumers. The company provides insurance brokerage services and technology solutions to facilitate the distribution of insurance products. Zhibao focuses on leveraging technology to streamline insurance transactions and improve customer experience.