WU

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Western Union Company (The)

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Key Metrics

Previous Close: $6.02
52-Week Range: $5.87 – $10.35
Market Cap: $1.87B
P/E (TTM): 4.88
EPS (TTM): 1.23
Dividend Yield: 15.67%

Advanced Metrics

Price/Book: 2.06
PEG Ratio: 10.06
Return on Equity: 43.97%
Return on Assets: 5.12%
Gross Margin: 35.09%
Operating Margin: 13.04%
Profit Margin: 9.80%
Current Ratio: 0.28
Debt/Equity: 2.95
Total Debt: $2.70B
Free Cash Flow: $357.28M
Revenue Growth: -1.30%
Earnings Growth: -35.10%
Enterprise Value: $3.65B

WU Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$4.48B	$4.36B	$4.21B	$4.05B
Cost of Revenue	$2.63B	$2.67B	$2.62B	$2.55B
Gross Profit	$1.85B	$1.69B	$1.59B	$1.50B
Selling, General & Admin	$964.20M	$867.80M	$863.40M	$742.80M
Operating Expenses	$964.20M	$867.80M	$863.40M	$742.80M
Operating Income	$884.90M	$817.50M	$725.80M	$757.30M
EBITDA	$1.29B	$1.03B	$917.50M	$934.10M
Pretax Income	$1.01B	$745.80M	$618.60M	$625.70M
Income Tax	$98.00M	$119.80M	-$315.60M	$126.10M
Net Income	$910.60M	$626.00M	$934.20M	$499.60M
Diluted EPS	2.34	1.68	2.74	1.52
Diluted Shares	388.40M	371.80M	341.10M	327.60M

WU Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$1.29B	$1.27B	$2.11B	$1.64B
Receivables	—	$1.73B	$1.40B	$1.60B
Current Assets	$1.55B	$1.56B	$5.17B	$5.00B
Total Assets	$8.50B	$8.20B	$8.37B	$8.31B
Current Liabilities	$1.55B	$1.52B	$726.80M	$4.43B
Long-Term Debt	$2.44B	$2.14B	$2.94B	$2.44B
Total Debt	$2.62B	$2.67B	$3.13B	$3.10B
Total Liabilities	$8.02B	$7.72B	$7.40B	$7.35B
Retained Earnings	-$353.90M	-$389.10M	$35.20M	-$11.50M
Shareholders' Equity	$477.80M	$479.00M	$968.90M	$957.80M
Working Capital	-$4.30M	$35.50M	$4.45B	$566.90M
Net Debt	$1.33B	$1.24B	$835.20M	$1.24B

WU Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$581.60M	$783.10M	$406.30M	$543.70M
Capital Expenditure	-$208.20M	-$147.80M	-$130.60M	-$150.80M
Free Cash Flow	$373.40M	$635.30M	$275.70M	$392.90M
Depreciation & Amortisation	$183.80M	$183.60M	$179.10M	$165.40M
Investing Cash Flow	$525.50M	-$140.80M	-$16.30M	-$230.30M
Financing Cash Flow	-$1.18B	-$896.80M	-$69.30M	-$782.60M
Dividends Paid	-$364.20M	-$349.00M	-$321.50M	-$309.00M
Share Repurchases	-$369.90M	-$308.40M	-$186.20M	-$234.60M
Net Change in Cash	-$70.20M	-$254.50M	$320.70M	-$469.20M

WU Income statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$983.60M	$1.03B	$1.03B	$1.01B	$982.70M	$1.01B
Cost of Revenue	$619.20M	$642.80M	$643.20M	$645.40M	$654.90M	$676.70M
Gross Profit	$364.40M	$383.30M	$389.40M	$363.00M	$327.80M	$336.50M
Selling, General & Admin	$187.00M	$190.60M	$187.50M	$177.70M	$204.80M	$204.40M
Operating Expenses	$187.00M	$190.60M	$187.50M	$177.70M	$204.80M	$204.40M
Operating Income	$177.40M	$192.70M	$201.90M	$185.30M	$123.00M	$132.10M
EBITDA	$221.80M	$236.60M	$245.90M	$229.80M	$173.00M	$184.20M
Pretax Income	$147.30M	$159.70M	$167.60M	$151.10M	$90.10M	$95.40M
Income Tax	$23.80M	$37.60M	$28.00M	$36.70M	$25.40M	$18.70M
Net Income	$123.50M	$122.10M	$139.60M	$114.40M	$64.70M	$76.70M
Diluted EPS	0.36	0.37	0.43	0.36	0.20	0.24
Diluted Shares	339.20M	329.60M	322.80M	318.90M	316.80M	313.60M

WU Balance Sheet statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$1.45B	$1.40B	$1.37B	$1.64B	$1.48B	$1.36B
Receivables	$1.92B	$1.55B	$1.39B	$1.60B	$1.52B	$1.50B
Current Assets	$4.81B	$4.41B	$4.22B	$5.00B	$4.45B	$4.30B
Total Assets	$8.34B	$7.98B	$7.78B	$8.31B	$8.10B	$7.97B
Current Liabilities	$4.52B	$4.13B	$3.90B	$4.43B	$4.35B	$4.09B
Long-Term Debt	$2.44B	$2.44B	$2.44B	$2.44B	$2.29B	$2.45B
Total Debt	$2.79B	$2.75B	$2.59B	$3.10B	$2.62B	$2.70B
Total Liabilities	$7.40B	$7.10B	$6.86B	$7.35B	$7.19B	$7.05B
Retained Earnings	-$3.40M	-$35.20M	-$24.40M	-$11.50M	-$76.90M	-$83.80M
Shareholders' Equity	$939.40M	$883.60M	$925.40M	$957.80M	$910.50M	$914.70M
Working Capital	$291.40M	$273.10M	$313.50M	$566.90M	$98.70M	$204.80M
Net Debt	$1.35B	$1.35B	$1.22B	$1.24B	$1.14B	$1.34B

WU Cash Flow statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$148.20M	-$300.00K	$260.40M	$135.40M	$109.00M	$104.90M
Capital Expenditure	-$24.40M	-$29.00M	-$47.30M	-$50.10M	-$46.80M	-$41.40M
Free Cash Flow	$123.80M	-$29.30M	$213.10M	$85.30M	$62.20M	$63.50M
Depreciation & Amortisation	$41.90M	$40.20M	$41.30M	$42.00M	$46.70M	$49.30M
Investing Cash Flow	-$111.10M	-$66.30M	-$25.60M	-$27.30M	-$55.50M	-$69.60M
Financing Cash Flow	-$696.60M	$23.70M	-$263.90M	$154.20M	-$208.20M	-$155.90M
Dividends Paid	-$82.30M	-$76.80M	-$75.50M	-$74.40M	-$79.40M	-$73.40M
Share Repurchases	-$76.70M	-$79.50M	-$52.30M	-$26.10M	-$52.90M	-$11.10M
Net Change in Cash	-$659.50M	-$42.90M	-$29.10M	$262.30M	-$154.70M	-$120.60M

Market Snapshot

About

The Western Union Company is a global leader in cross-border, cross-currency money movement and payments. The company operates a network enabling consumers and businesses to send and receive money in multiple currencies worldwide.