V

Visa Inc. operates the world's largest electronic payment network, facilitating transactions between consumers, merchants, financial institutions, businesses, and government entities. The company processes over 200 billion transactions annually, connecting more than 100 million merchant locations across 200+ countries and territories. Visa does not issue cards or extend credit directly; instead, it provides the technology infrastructure and network that enables digital payments. The company's revenue comes primarily from service fees, data processing fees, and international transaction revenues. Founded in 1958 as BankAmericard, Visa became a public company in 2008 in what was then the largest IPO in U.S. history. Headquartered in San Francisco, California, Visa continues to expand into new payment flows including B2B, P2P, and government disbursements.