TRU

+ Watchlist + Portfolio

TransUnion

GridBrain — Sign in

GridSentinel — Sign in

GridAegis — Sign in

Key Metrics

Previous Close: $83.42
52-Week Range: $63.37 – $95.51
Market Cap: $16.31B
P/E (TTM): 22.05
EPS (TTM): 3.86
Dividend Yield: 0.60%

Advanced Metrics

Price/Book: 3.45
PEG Ratio: 1.26
Return on Equity: 15.63%
Return on Assets: 4.94%
Gross Margin: 58.73%
Operating Margin: 19.70%
Profit Margin: 15.08%
Current Ratio: 1.90
Debt/Equity: 1.13
Total Debt: $5.66B
Free Cash Flow: $808.63M
Revenue Growth: 14.90%
Earnings Growth: 32.10%
Enterprise Value: $21.28B

TRU Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$3.71B	$3.83B	$4.18B	$4.58B
Cost of Revenue	$1.39B	$1.52B	$1.67B	$1.87B
Gross Profit	$2.32B	$2.31B	$2.51B	$2.70B
Selling, General & Admin	$1.18B	$1.17B	$1.24B	$1.26B
Operating Expenses	$1.70B	$1.70B	$1.78B	$1.84B
Operating Income	$626.40M	$617.90M	$733.40M	$864.60M
EBITDA	$1.13B	$667.30M	$1.20B	$1.45B
Pretax Income	$383.00M	-$145.30M	$401.10M	$643.00M
Income Tax	$118.90M	$44.70M	$98.80M	$173.10M
Net Income	$266.30M	-$206.20M	$284.40M	$455.40M
Diluted EPS	1.40	-1.07	1.45	2.32
Diluted Shares	193.10M	193.40M	196.70M	196.60M

TRU Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$585.30M	$476.20M	$679.50M	$853.60M
Receivables	$602.20M	$723.00M	$888.60M	$905.00M
Current Assets	$1.45B	$1.48B	$1.80B	$2.02B
Total Assets	$11.67B	$11.11B	$10.98B	$11.11B
Current Liabilities	$905.50M	$1.00B	$1.06B	$1.15B
Long-Term Debt	$5.56B	$5.25B	$5.08B	$4.91B
Total Debt	$5.81B	$5.45B	$5.21B	$5.16B
Total Liabilities	$7.40B	$7.00B	$6.67B	$6.57B
Retained Earnings	$2.45B	$2.16B	$2.36B	$2.72B
Shareholders' Equity	$4.17B	$4.01B	$4.22B	$4.44B
Working Capital	$544.70M	$472.40M	$742.20M	$861.90M
Net Debt	$5.08B	$4.86B	$4.47B	$4.25B

TRU Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$297.20M	$645.40M	$832.50M	$987.60M
Capital Expenditure	-$298.20M	-$310.70M	-$315.80M	-$326.00M
Free Cash Flow	-$1.00M	$334.70M	$516.70M	$661.60M
Depreciation & Amortisation	$519.00M	$524.40M	$537.80M	$574.80M
Stock-Based Compensation	$82.80M	$100.30M	$121.20M	$145.60M
Investing Cash Flow	-$723.90M	-$318.90M	-$307.40M	-$331.70M
Financing Cash Flow	-$820.50M	-$438.80M	-$308.70M	-$494.60M
Dividends Paid	-$77.80M	-$81.80M	-$82.70M	-$90.50M
Share Repurchases	—	$0.00	$0.00	-$302.00M
Net Change in Cash	-$1.25B	-$112.30M	$216.40M	$161.30M

TRU Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$1.14B	$1.17B	$1.17B	$1.25B	$1.31B
Cost of Revenue	$469.90M	$480.30M	$476.10M	$519.50M	$544.60M
Gross Profit	$669.80M	$689.20M	$695.20M	$726.20M	$765.00M
Selling, General & Admin	$335.00M	$330.80M	$342.30M	$329.10M	$346.50M
Operating Expenses	$477.70M	$476.40M	$489.90M	$481.40M	$507.00M
Operating Income	$192.10M	$212.80M	$205.30M	$244.80M	$258.00M
EBITDA	$355.20M	$358.20M	$351.40M	$642.40M	$428.00M
Pretax Income	$156.80M	$150.10M	$142.30M	$428.10M	$201.50M
Income Tax	$44.40M	$50.00M	$37.70M	$27.60M	$54.80M
Net Income	$109.60M	$96.60M	$101.20M	$397.10M	$143.40M
Diluted EPS	0.56	0.49	0.52	2.04	0.74
Diluted Shares	197.20M	197.20M	194.90M	194.50M	193.70M

TRU Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$687.50M	$749.90M	$853.60M	$732.50M	$839.10M
Receivables	$990.40M	$991.70M	$905.00M	$1.05B	$1.05B
Current Assets	$1.91B	$1.98B	$2.02B	$2.02B	$2.18B
Total Assets	$11.12B	$11.11B	$11.11B	$12.05B	$12.19B
Current Liabilities	$941.10M	$984.90M	$1.15B	$1.05B	$1.15B
Long-Term Debt	$5.06B	$5.04B	$4.91B	$5.40B	$5.37B
Total Debt	$5.20B	$5.18B	$5.16B	$5.68B	$5.66B
Total Liabilities	$6.49B	$6.53B	$6.57B	$7.13B	$7.19B
Retained Earnings	$2.57B	$2.64B	$2.72B	$3.10B	$3.21B
Shareholders' Equity	$4.52B	$4.47B	$4.44B	$4.75B	$4.84B
Working Capital	$964.60M	$993.90M	$861.90M	$971.60M	$1.03B
Net Debt	$4.45B	$4.37B	$4.25B	$4.87B	$4.75B

TRU Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$291.30M	$324.30M	$319.50M	$84.20M	$374.90M
Capital Expenditure	-$77.00M	-$83.90M	-$96.70M	-$65.20M	-$69.20M
Free Cash Flow	$214.30M	$240.40M	$222.80M	$19.00M	$305.70M
Depreciation & Amortisation	$142.70M	$145.60M	$147.60M	$152.30M	$160.60M
Stock-Based Compensation	$40.20M	$36.40M	$38.70M	$37.50M	$39.10M
Investing Cash Flow	-$137.10M	-$83.40M	-$24.60M	-$586.70M	-$94.20M
Financing Cash Flow	-$86.70M	-$173.60M	-$193.70M	$400.90M	-$181.30M
Dividends Paid	-$22.50M	-$23.20M	-$22.20M	-$25.00M	-$24.50M
Share Repurchases	-$33.40M	-$113.80M	-$149.40M	-$12.10M	-$103.70M
Net Change in Cash	$67.50M	$67.30M	$101.20M	-$101.60M	$99.40M

Market Snapshot

About

TransUnion is one of the three major credit reporting agencies in the United States, providing credit information and risk management services to businesses and consumers. The company maintains credit files on hundreds of millions of consumers worldwide and offers solutions for fraud detection, identity verification, and marketing. TransUnion operates globally, serving clients in over 30 countries across financial services, insurance, healthcare, and other industries.