THFF

+ Watchlist + Portfolio

First Financial Corp.

GridBrain — Sign in

GridSentinel — Sign in

GridAegis — Sign in

Key Metrics

Previous Close: $78.82
52-Week Range: $51.21 – $84.17
Market Cap: $940.29M
P/E (TTM): 11.07
EPS (TTM): 7.14
Dividend Yield: 2.84%

Advanced Metrics

Price/Book: 1.43
PEG Ratio: 9.51
Return on Equity: 13.42%
Return on Assets: 1.44%
Gross Margin: 0.00%
Operating Margin: 40.71%
Profit Margin: 31.61%
Current Ratio: —
Debt/Equity: —
Total Debt: $609.24M
Free Cash Flow: —
Revenue Growth: 15.50%
Earnings Growth: 21.90%
Enterprise Value: $1.45B

THFF Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$211.76M	$209.96M	$217.76M	$261.84M
Selling, General & Admin	$67.88M	$71.43M	$77.34M	$81.98M
Pretax Income	$87.76M	$72.49M	$57.15M	$98.71M
Income Tax	$16.65M	$11.82M	$9.88M	$19.51M
Net Income	$71.11M	$60.67M	$47.27M	$79.21M
Diluted EPS	5.82	5.08	4.00	6.68
Diluted Shares	12.21M	11.94M	11.81M	11.85M

THFF Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$222.52M	$76.76M	$93.53M	$130.37M
Receivables	$21.29M	$24.88M	$26.93M	$27.76M
Total Assets	$4.99B	$4.85B	$5.56B	$5.76B
Long-Term Debt	$9.59M	$108.58M	$28.12M	$188.21M
Total Debt	$9.59M	$108.58M	$28.12M	$188.21M
Total Liabilities	$4.51B	$4.32B	$5.01B	$5.11B
Retained Earnings	$614.83M	$663.73M	$687.37M	$741.79M
Shareholders' Equity	$475.29M	$527.98M	$549.04M	$650.87M
Net Debt	—	$31.82M	—	$57.84M

THFF Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$78.79M	$86.09M	$60.37M	$90.41M
Capital Expenditure	-$1.43M	-$6.54M	-$6.11M	-$3.98M
Free Cash Flow	$77.36M	$79.55M	$54.26M	$86.42M
Depreciation & Amortisation	$6.11M	$6.53M	$9.95M	$12.22M
Stock-Based Compensation	$2.28M	$2.41M	$3.00M	$2.59M
Investing Cash Flow	-$433.69M	-$22.10M	-$66.12M	-$126.16M
Financing Cash Flow	-$110.61M	-$209.75M	$22.52M	$72.59M
Dividends Paid	-$14.46M	-$15.38M	-$21.25M	-$24.16M
Share Repurchases	-$27.70M	-$11.51M	-$376.00K	-$795.00K
Net Change in Cash	-$465.51M	-$145.76M	$16.77M	$36.84M

THFF Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$63.05M	$65.75M	$70.55M	$68.15M	—
Selling, General & Admin	$20.48M	$20.48M	$21.02M	$22.05M	—
Pretax Income	$22.83M	$25.75M	$26.36M	$24.72M	—
Income Tax	$4.24M	$4.99M	$4.90M	$4.92M	—
Net Income	$18.59M	$20.76M	$21.45M	$19.80M	—
Diluted EPS	1.57	1.75	—	1.67	1.91
Diluted Shares	11.85M	11.85M	—	11.88M	11.89M

THFF Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$86.21M	$97.27M	$87.44M	$130.37M	$96.89M
Receivables	$25.56M	$25.89M	$26.53M	$27.76M	$27.88M
Total Assets	$5.55B	$5.60B	$5.67B	$5.76B	$6.13B
Long-Term Debt	$124.90M	$122.68M	$170.45M	$188.21M	$208.76M
Total Debt	$124.90M	$122.68M	$170.45M	$188.21M	$208.76M
Total Liabilities	$4.98B	$5.02B	$5.05B	$5.11B	$5.47B
Retained Earnings	$699.73M	$712.27M	$726.99M	$741.79M	$754.94M
Shareholders' Equity	$571.95M	$587.67M	$622.22M	$650.87M	$655.29M
Net Debt	$38.69M	$25.41M	$83.02M	$57.84M	$111.87M

THFF Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$21.06M	$12.72M	$26.85M	$29.78M	$22.62M
Capital Expenditure	-$566.00K	-$1.13M	-$1.09M	-$1.20M	-$687.00K
Free Cash Flow	$20.49M	$11.59M	$25.76M	$28.58M	$21.93M
Depreciation & Amortisation	$3.26M	$3.21M	$2.64M	$3.12M	$2.83M
Stock-Based Compensation	$233.00K	$233.00K	$233.00K	$1.89M	$201.00K
Investing Cash Flow	$10.03M	-$28.14M	-$63.78M	-$44.26M	-$70.28M
Financing Cash Flow	-$38.40M	$26.47M	$27.11M	$57.42M	$14.18M
Dividends Paid	-$6.03M	-$6.04M	-$6.04M	-$6.04M	-$6.65M
Share Repurchases	-$795.00K	$0.00	$0.00	$0.00	-$332.00K
Net Change in Cash	-$7.32M	$11.05M	-$9.83M	$42.93M	-$33.48M

Market Snapshot

About

First Financial Corp. is a bank holding company operating community banks primarily in Indiana and Illinois. The company provides traditional banking services including lending, deposit accounts, wealth management, and insurance products. First Financial serves retail and commercial customers through its branch network and digital banking channels.