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Third Coast Bancshares, Inc.

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Key Metrics

Previous Close: $42.87
52-Week Range: $35.73 – $46.36
Market Cap: $721.47M
P/E (TTM): 10.79
EPS (TTM): 4.02
Dividend Yield: 0.00%

Advanced Metrics

Price/Book: 1.08
PEG Ratio: —
Return on Equity: 12.74%
Return on Assets: 1.27%
Gross Margin: 0.00%
Operating Margin: 42.71%
Profit Margin: 32.46%
Current Ratio: —
Debt/Equity: —
Total Debt: $163.74M
Free Cash Flow: —
Revenue Growth: 32.10%
Earnings Growth: 12.30%
Enterprise Value: $472.21M

TCBX Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$122.69M	$147.06M	$170.47M	$207.74M
Selling, General & Admin	$58.42M	$64.84M	$66.82M	$79.33M
Pretax Income	$23.17M	$41.61M	$61.35M	$82.75M
Income Tax	$4.51M	$8.21M	$13.68M	$16.45M
Net Income	$18.66M	$33.40M	$47.67M	$66.29M
Diluted EPS	1.25	1.98	2.78	3.79
Diluted Shares	13.75M	16.88M	17.13M	17.48M

TCBX Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$329.86M	$296.93M	$371.51M	$175.47M
Receivables	$18.34M	$23.12M	$25.82M	$29.24M
Total Assets	$3.77B	$4.40B	$4.94B	$5.34B
Long-Term Debt	$80.35M	$80.55M	$80.76M	$80.97M
Total Debt	$129.43M	$141.71M	$132.53M	$136.97M
Total Liabilities	$3.39B	$3.98B	$4.48B	$4.81B
Retained Earnings	$53.27M	$78.78M	$121.70M	$183.24M
Shareholders' Equity	$381.78M	$411.97M	$460.72M	$531.03M

TCBX Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$21.79M	$39.08M	$35.14M	$50.84M
Capital Expenditure	-$12.19M	-$3.44M	-$1.77M	-$2.68M
Free Cash Flow	$9.60M	$35.64M	$33.37M	$48.16M
Depreciation & Amortisation	$2.56M	$3.95M	$4.62M	$4.75M
Stock-Based Compensation	$1.27M	$1.63M	$1.70M	$1.61M
Investing Cash Flow	-$1.24B	-$529.53M	-$520.93M	-$610.20M
Financing Cash Flow	$1.22B	$570.29M	$495.15M	$319.39M
Dividends Paid	-$221.00K	-$4.74M	-$4.75M	-$4.75M
Share Repurchases	$0.00	$0.00	—	—
Net Change in Cash	$4.99M	$79.83M	$9.36M	-$239.97M

TCBX Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$51.59M	$54.45M	$56.06M	$57.14M	$67.34M
Selling, General & Admin	$18.68M	$20.06M	$21.84M	$25.45M	$25.54M
Pretax Income	$21.05M	$22.83M	$21.52M	$19.00M	$27.50M
Income Tax	$4.30M	$4.77M	$3.62M	$2.63M	$5.51M
Net Income	$16.75M	$18.06M	$17.90M	$16.37M	$21.99M
Diluted EPS	0.96	1.03	1.02	0.88	1.08
Diluted Shares	17.39M	17.52M	17.55M	18.56M	20.33M

TCBX Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$113.40M	$116.65M	$175.47M	$425.44M	$404.44M
Receivables	$27.74M	$29.54M	$29.24M	$31.39M	$30.31M
Total Assets	$4.94B	$5.06B	$5.34B	$6.58B	$6.74B
Long-Term Debt	$80.86M	$80.91M	$80.97M	$81.02M	$81.07M
Total Debt	$131.57M	$132.52M	$136.97M	$157.57M	$159.45M
Total Liabilities	$4.45B	$4.55B	$4.81B	$5.93B	$6.06B
Retained Earnings	$149.68M	$166.54M	$183.24M	$198.44M	$219.24M
Shareholders' Equity	$496.12M	$513.83M	$531.03M	$650.53M	$670.77M

TCBX Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$13.88M	$20.75M	$5.74M	-$38.70M	$44.96M
Capital Expenditure	-$258.00K	-$832.00K	-$1.10M	-$14.13M	-$906.00K
Free Cash Flow	$13.62M	$19.91M	$4.64M	-$52.83M	$44.06M
Depreciation & Amortisation	$1.17M	$1.19M	$1.19M	$1.58M	$1.71M
Stock-Based Compensation	$406.00K	$420.00K	$450.00K	$425.00K	$724.00K
Investing Cash Flow	-$255.58M	-$109.50M	-$205.47M	$25.74M	-$167.95M
Financing Cash Flow	$31.29M	$92.81M	$257.95M	$263.04M	$102.58M
Dividends Paid	-$1.17M	-$1.19M	-$1.20M	-$1.20M	-$1.17M
Net Change in Cash	-$210.41M	$4.06M	$58.22M	$250.08M	-$20.41M

Market Snapshot

About

Third Coast Bancshares, Inc. is a commercially focused, relationship-driven bank holding company serving Greater Houston and the Dallas-Fort Worth metroplex. The company provides commercial and consumer banking services with an emphasis on small to mid-sized businesses.