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Third Coast Bancshares, Inc.

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Key Metrics

Previous Close: $44.85
52-Week Range: $35.73 – $46.36
Market Cap: $754.30M
P/E (TTM): 11.27
EPS (TTM): 4.02
Dividend Yield: —

Advanced Metrics

Price/Book: 1.12
PEG Ratio: —
Return on Equity: 12.74%
Return on Assets: 1.27%
Gross Margin: 0.00%
Operating Margin: 42.71%
Profit Margin: 32.46%
Current Ratio: —
Debt/Equity: —
Total Debt: $163.74M
Free Cash Flow: —
Revenue Growth: 32.10%
Earnings Growth: 12.30%
Enterprise Value: $497.02M

TCBX Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$122.69M	$147.06M	$170.47M	$207.74M
Selling, General & Admin	$58.42M	$64.84M	$66.82M	$79.33M
Pretax Income	$23.17M	$41.61M	$61.35M	$82.75M
Income Tax	$4.51M	$8.21M	$13.68M	$16.45M
Net Income	$18.66M	$33.40M	$47.67M	$66.29M
Diluted EPS	1.25	1.98	2.78	3.79
Diluted Shares	13.75M	16.88M	17.13M	17.48M

TCBX Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$329.86M	$296.93M	$371.51M	$175.47M
Receivables	$18.34M	$23.12M	$25.82M	$29.24M
Total Assets	$3.77B	$4.40B	$4.94B	$5.34B
Long-Term Debt	$80.35M	$80.55M	$80.76M	$80.97M
Total Debt	$129.43M	$141.71M	$132.53M	$136.97M
Total Liabilities	$3.39B	$3.98B	$4.48B	$4.81B
Retained Earnings	$53.27M	$78.78M	$121.70M	$183.24M
Shareholders' Equity	$381.78M	$411.97M	$460.72M	$531.03M

TCBX Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$21.79M	$39.08M	$35.14M	$50.84M
Capital Expenditure	-$12.19M	-$3.44M	-$1.77M	-$2.68M
Free Cash Flow	$9.60M	$35.64M	$33.37M	$48.16M
Depreciation & Amortisation	$2.56M	$3.95M	$4.62M	$4.75M
Stock-Based Compensation	$1.27M	$1.63M	$1.70M	$1.61M
Investing Cash Flow	-$1.24B	-$529.53M	-$520.93M	-$610.20M
Financing Cash Flow	$1.22B	$570.29M	$495.15M	$319.39M
Dividends Paid	-$221.00K	-$4.74M	-$4.75M	-$4.75M
Share Repurchases	$0.00	$0.00	—	—
Net Change in Cash	$4.99M	$79.83M	$9.36M	-$239.97M

TCBX Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$51.59M	$54.45M	$56.06M	$57.14M	—
Selling, General & Admin	$18.68M	$20.06M	$21.84M	$25.45M	—
Pretax Income	$21.05M	$22.83M	$21.52M	$19.00M	—
Income Tax	$4.30M	$4.77M	$3.62M	$2.63M	—
Net Income	$16.75M	$18.06M	$17.90M	$16.37M	—
Diluted EPS	0.96	1.03	1.02	0.88	1.08
Diluted Shares	17.39M	17.52M	17.55M	18.56M	20.33M

TCBX Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$219.35M	$113.40M	$116.65M	$175.47M	$425.44M
Receivables	$26.75M	$27.74M	$29.54M	$29.24M	$31.39M
Total Assets	$4.90B	$4.94B	$5.06B	$5.34B	$6.58B
Long-Term Debt	$80.81M	$80.86M	$80.91M	$80.97M	$81.02M
Total Debt	$132.11M	$131.57M	$132.52M	$136.97M	$157.57M
Total Liabilities	$4.42B	$4.45B	$4.55B	$4.81B	$5.93B
Retained Earnings	$134.12M	$149.68M	$166.54M	$183.24M	$198.44M
Shareholders' Equity	$479.79M	$496.12M	$513.83M	$531.03M	$650.53M

TCBX Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$10.47M	$13.88M	$20.75M	$5.74M	-$38.70M
Capital Expenditure	-$490.00K	-$258.00K	-$832.00K	-$1.10M	-$14.13M
Free Cash Flow	$9.98M	$13.62M	$19.91M	$4.64M	-$52.83M
Depreciation & Amortisation	$1.20M	$1.17M	$1.19M	$1.19M	$1.58M
Stock-Based Compensation	$332.00K	$406.00K	$420.00K	$450.00K	$425.00K
Investing Cash Flow	-$39.64M	-$255.58M	-$109.50M	-$205.47M	$25.74M
Financing Cash Flow	-$62.67M	$31.29M	$92.81M	$257.95M	$263.04M
Dividends Paid	-$1.20M	-$1.17M	-$1.19M	-$1.20M	-$1.20M
Net Change in Cash	-$91.83M	-$210.41M	$4.06M	$58.22M	$250.08M

Market Snapshot

About

Third Coast Bancshares, Inc. is a commercially focused, relationship-driven bank holding company serving Greater Houston and the Dallas-Fort Worth metroplex. The company provides commercial and consumer banking services with an emphasis on small to mid-sized businesses.