TBBK

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The Bancorp, Inc.

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Key Metrics

Previous Close: $67.91
52-Week Range: $50.20 – $81.65
Market Cap: $2.73B
P/E (TTM): 12.77
EPS (TTM): 5.24
Dividend Yield: —

Advanced Metrics

Price/Book: 3.93
PEG Ratio: 1.07
Return on Equity: 29.63%
Return on Assets: 2.57%
Gross Margin: 0.00%
Operating Margin: 59.71%
Profit Margin: 43.61%
Current Ratio: —
Debt/Equity: —
Total Debt: $958.26M
Free Cash Flow: —
Revenue Growth: 0.40%
Earnings Growth: 14.20%
Enterprise Value: $3.61B

TBBK Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$354.52M	$456.15M	$534.75M	$703.84M
Selling, General & Admin	$118.86M	$135.13M	$147.12M	$158.34M
Pretax Income	$177.91M	$256.77M	$292.16M	$303.04M
Income Tax	$47.70M	$64.48M	$74.62M	$74.82M
Net Income	$130.21M	$192.30M	$217.54M	$228.21M
Diluted EPS	2.27	3.49	4.29	4.92
Diluted Shares	57.27M	55.05M	50.71M	46.42M

TBBK Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$888.19M	$1.04B	$570.12M	$112.65M
Receivables	$664.16M	$723.19M	$742.27M	$728.51M
Total Assets	$7.90B	$7.71B	$8.73B	$9.35B
Long-Term Debt	$122.48M	$147.82M	$123.70M	$223.37M
Total Debt	$122.48M	$147.82M	$123.70M	$223.37M
Total Liabilities	$7.21B	$6.90B	$7.94B	$8.66B
Retained Earnings	$369.32M	$561.62M	$779.15M	$1.01B
Shareholders' Equity	$694.03M	$807.28M	$789.78M	$689.80M
Net Debt	—	—	—	$110.72M

TBBK Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$119.61M	$186.85M	$209.91M	$265.01M
Capital Expenditure	-$5.13M	-$12.69M	-$6.67M	-$9.23M
Free Cash Flow	$114.48M	$174.16M	$203.24M	$255.78M
Depreciation & Amortisation	$2.90M	$3.07M	$4.16M	$4.65M
Stock-Based Compensation	$7.59M	$11.39M	$14.98M	$19.60M
Investing Cash Flow	-$826.73M	$415.42M	-$1.49B	-$1.06B
Financing Cash Flow	$993.52M	-$452.37M	$812.74M	$341.70M
Share Repurchases	-$60.00M	-$100.00M	-$252.35M	-$378.34M
Net Change in Cash	$286.40M	$149.90M	-$467.97M	-$457.47M

TBBK Income statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Revenue	$175.38M	$181.24M	$174.61M	$172.61M	$161.34M
Selling, General & Admin	$37.55M	$41.20M	$41.04M	$38.56M	$41.60M
Pretax Income	$75.24M	$79.65M	$73.16M	$75.00M	$78.71M
Income Tax	$18.07M	$19.83M	$18.23M	$18.70M	$18.64M
Net Income	$57.17M	$59.82M	$54.93M	$56.29M	$60.07M
Diluted EPS	1.19	1.27	1.18	1.28	1.41
Diluted Shares	47.96M	47.18M	46.52M	44.08M	42.59M

TBBK Balance Sheet statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Cash & Equivalents	$1.02B	$340.26M	$84.68M	$112.65M	$67.18M
Receivables	$738.69M	$725.15M	$721.52M	$728.51M	$670.18M
Total Assets	$9.39B	$8.84B	$8.60B	$9.35B	$9.90B
Long-Term Debt	$123.69M	$123.69M	$223.26M	$223.37M	$223.35M
Total Debt	$123.69M	$123.69M	$223.26M	$223.37M	$223.35M
Total Liabilities	$8.56B	$7.98B	$7.82B	$8.66B	$9.20B
Retained Earnings	$836.33M	$896.15M	$951.08M	$1.01B	$1.07B
Shareholders' Equity	$829.69M	$860.27M	$778.16M	$689.80M	$696.95M
Net Debt	—	—	$138.58M	$110.72M	$156.16M

TBBK Cash Flow statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Operating Cash Flow	$94.54M	$123.88M	$78.22M	-$31.62M	$85.24M
Capital Expenditure	-$2.15M	-$881.00K	-$758.00K	-$5.45M	-$794.00K
Free Cash Flow	$92.39M	$123.00M	$77.46M	-$37.07M	$84.45M
Depreciation & Amortisation	$1.10M	$1.13M	$1.15M	$1.27M	$1.25M
Stock-Based Compensation	$4.59M	$5.17M	$5.03M	$4.81M	$4.75M
Investing Cash Flow	-$224.27M	-$168.37M	-$48.93M	-$622.62M	-$615.95M
Financing Cash Flow	$580.88M	-$636.51M	-$284.87M	$682.21M	$485.24M
Share Repurchases	-$37.66M	-$37.87M	-$151.33M	-$151.49M	-$50.29M
Net Change in Cash	$451.15M	-$681.00M	-$255.59M	$27.97M	-$45.47M

Market Snapshot

About

The Bancorp is a financial holding company that operates as a provider of banking and technology solutions for non-bank financial services companies. The company offers Banking-as-a-Service, institutional banking, and specialized lending services. The Bancorp enables fintech companies, payment processors, and other clients to offer banking products.