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SMHB

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ETRACS Monthly Pay 2x Leveraged Small Cap High Dividend ETN Series B

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ETRACS Monthly Pay 2x Leveraged Small Cap High Dividend ETN Series B (SMHB) is an exchange-traded note that is linked to an index of dividend-paying stocks. Rather than being shares in an operating company, it is a debt instrument designed to track the returns of a specified index of equity securities while applying leverage to those returns.

The underlying index is built to measure the performance of 100 relatively small capitalization securities that pay dividends. These constituents are selected from a broader universe of qualifying equity securities listed in the United States. The focus on smaller companies that distribute dividends gives the index a particular tilt toward higher-yielding parts of the small-cap market.

The notes apply two times leverage with respect to the index. As a result, they are structured to benefit from twice any positive compounded monthly performance of the index, and they are also exposed to twice any negative compounded monthly performance. Because the leverage compounds on a monthly basis, the returns of the notes over longer periods can differ from simply doubling the index return over the same span. The product pays on a monthly basis, reflecting the dividend-oriented nature of the underlying constituents. This combination of small-cap exposure, a dividend focus, and monthly compounded leverage defines how SMHB is intended to behave relative to its reference index.