SHFS

+ Watchlist + Portfolio

SHF Holdings, Inc.

GridBrain — Sign in

GridSentinel — Sign in

GridAegis — Sign in

Key Metrics

Previous Close: $0.17
52-Week Range: $0.16 – $9.19
Market Cap: $2.10M
P/E (TTM): —
EPS (TTM): -0.96
Dividend Yield: —

Advanced Metrics

Price/Book: 0.34
PEG Ratio: —
Return on Equity: —
Return on Assets: -36.76%
Gross Margin: 100.00%
Operating Margin: -44.37%
Profit Margin: -43.91%
Current Ratio: 1.76
Debt/Equity: 0.10
Total Debt: $630.50K
Free Cash Flow: —
Revenue Growth: 34.00%
Earnings Growth: —
Enterprise Value: $-3.00M

SHFS Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	-$32.61M	$14.61M	$17.51M	$11.84M
Selling, General & Admin	$9.19M	$17.24M	$12.06M	$9.79M
Pretax Income	-$44.38M	-$19.11M	-$4.46M	-$2.22M
Income Tax	-$9.25M	-$1.83M	$43.86M	-$58.47K
Net Income	-$35.13M	-$17.28M	-$48.32M	-$2.16M
Diluted EPS	-37.00	-8.12	-17.43	-0.82
Diluted Shares	949427	2.13M	2.77M	2.92M

SHFS Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$8.41M	$4.91M	$2.32M	$6.78M
Receivables	$6.03M	$6.82M	$5.70M	$4.14M
Total Assets	$99.45M	$67.86M	$13.22M	$17.21M
Long-Term Debt	—	$11.00M	$10.75M	—
Total Debt	$1.03M	$15.02M	$11.88M	$710.51K
Total Liabilities	$94.34M	$33.51M	$25.51M	$8.97M
Retained Earnings	-$39.70M	-$71.57M	-$120.76M	-$122.92M
Shareholders' Equity	$5.11M	$34.36M	-$12.29M	$8.24M
Net Debt	—	$9.10M	$8.68M	—

SHFS Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$1.70M	-$832.14K	$430.48K	-$3.42M
Capital Expenditure	-$17.32K	-$208.43K	—	—
Free Cash Flow	$1.68M	-$1.04M	$430.48K	-$3.42M
Depreciation & Amortisation	$189.27K	$1.37M	$711.93K	$3.15K
Stock-Based Compensation	$2.81M	$3.74M	$1.58M	$1.52M
Investing Cash Flow	-$2.90M	-$2.18M	$12.39K	$442.19K
Financing Cash Flow	$4.09M	-$488.83K	-$3.01M	$7.43M
Share Repurchases	—	—	$0.00	-$292.80K
Net Change in Cash	$2.89M	-$3.50M	-$2.56M	$4.45M

SHFS Income statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Revenue	$2.94M	$1.87M	$923.71K	$6.11M	$1.96M
Selling, General & Admin	$2.42M	$2.10M	$2.61M	$2.66M	$2.78M
Pretax Income	-$827.20K	-$989.18K	$179.51K	-$582.59K	-$1.78M
Income Tax	$0.00	-$58.47K	$0.00	$0.00	—
Net Income	-$827.20K	-$930.72K	$179.51K	-$582.59K	-$1.78M
Diluted EPS	-0.30	-0.33	0.06	—	-0.43
Diluted Shares	2.79M	2.83M	3.11M	—	4.35M

SHFS Balance Sheet statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Cash & Equivalents	$951.20K	$247.32K	$861.72K	$6.78M	$5.90M
Receivables	$727.77K	$635.89K	$6.62M	$4.14M	$3.72M
Total Assets	$6.66M	$5.96M	$13.66M	$17.21M	$15.69M
Long-Term Debt	$10.75M	$10.75M	—	—	—
Total Debt	$11.58M	$11.54M	$753.43K	$710.51K	$666.67K
Total Liabilities	$23.60M	$23.81M	$6.67M	$8.97M	$8.96M
Retained Earnings	-$121.07M	-$122.51M	-$122.33M	-$122.92M	-$124.70M
Shareholders' Equity	-$16.95M	-$17.86M	$7.00M	$8.24M	$6.73M
Net Debt	$9.80M	$10.50M	—	—	—

SHFS Cash Flow statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Operating Cash Flow	-$1.14M	-$674.61K	-$538.04K	-$1.06M	-$1.08M
Free Cash Flow	-$1.14M	-$674.61K	-$538.04K	-$1.06M	-$1.08M
Depreciation & Amortisation	$1.44K	$1.08K	$637.00	$0.00	$0.00
Stock-Based Compensation	$750.03K	$33.73K	$596.12K	$143.61K	$58.91K
Investing Cash Flow	$3.25K	$3.30K	$385.64K	$50.00K	$25.02K
Financing Cash Flow	-$255.76K	-$12.77K	$766.80K	$6.93M	$172.07K
Net Change in Cash	-$1.39M	-$684.08K	$614.40K	$5.92M	-$881.57K

Market Snapshot

About

SHF Holdings, Inc. is a financial services company operating in the consumer lending and financial technology sectors. The company provides credit products and digital financial services to underserved markets. SHF Holdings leverages technology to streamline lending processes and improve access to credit.