SBCF

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Seacoast Banking Corp. of Florida

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Key Metrics

Previous Close: $32.16
52-Week Range: $28.58 – $36.27
Market Cap: $3.16B
P/E (TTM): 21.08
EPS (TTM): 1.55
Dividend Yield: 2.33%

Advanced Metrics

Price/Book: 1.15
PEG Ratio: 1.58
Return on Equity: 6.07%
Return on Assets: 0.87%
Gross Margin: 0.00%
Operating Margin: 48.81%
Profit Margin: 23.77%
Current Ratio: —
Debt/Equity: —
Total Debt: $1.32B
Free Cash Flow: —
Revenue Growth: 38.30%
Earnings Growth: 9.70%
Enterprise Value: $4.34B

SBCF Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$432.25M	$567.39M	$515.40M	$652.63M
Selling, General & Admin	$158.55M	$219.53M	$209.79M	$240.74M
Pretax Income	$138.14M	$134.25M	$155.84M	$186.51M
Income Tax	$31.63M	$30.22M	$34.85M	$41.63M
Net Income	$106.51M	$104.03M	$120.99M	$144.88M
Diluted EPS	1.66	1.23	1.42	1.57
Diluted Shares	64.26M	84.33M	85.04M	89.11M

SBCF Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$205.18M	$453.04M	$479.82M	$402.97M
Total Assets	$12.15B	$14.58B	$15.18B	$20.84B
Long-Term Debt	$234.53M	$156.30M	$351.97M	$947.76M
Total Debt	$234.53M	$156.30M	$351.97M	$947.76M
Total Liabilities	$10.54B	$12.47B	$12.99B	$17.79B
Retained Earnings	$423.86M	$467.31M	$526.64M	$603.79M
Shareholders' Equity	$1.61B	$2.11B	$2.18B	$3.06B
Net Debt	$29.36M	—	—	$544.79M

SBCF Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$195.86M	$150.61M	$179.90M	$188.06M
Capital Expenditure	-$12.64M	-$10.29M	-$4.03M	-$9.17M
Free Cash Flow	$183.21M	$140.32M	$175.87M	$178.89M
Depreciation & Amortisation	$10.63M	$423.00K	$19.21M	$39.75M
Stock-Based Compensation	$11.15M	$13.44M	$13.74M	$15.74M
Investing Cash Flow	-$364.88M	$527.45M	-$606.88M	-$706.76M
Financing Cash Flow	-$366.77M	-$432.82M	$456.41M	$430.64M
Dividends Paid	-$41.24M	-$60.59M	-$61.65M	-$67.73M
Share Repurchases	$0.00	-$10.87M	-$880.00K	$0.00
Net Change in Cash	-$535.79M	$245.24M	$29.43M	-$88.06M

SBCF Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$151.38M	$157.29M	$203.26M	$163.86M	$208.17M
Selling, General & Admin	$57.61M	$58.62M	$68.46M	$69.31M	$69.40M
Pretax Income	$55.28M	$46.93M	$43.45M	$40.92M	$76.07M
Income Tax	$12.59M	$10.46M	$9.19M	$9.03M	$16.53M
Net Income	$42.69M	$36.47M	$34.26M	$31.89M	$59.53M
Diluted EPS	0.50	0.42	0.31	0.29	0.55
Diluted Shares	85.48M	87.42M	97.76M	97.84M	97.25M

SBCF Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$333.92M	$336.85M	$402.97M	$810.87M	$430.69M
Total Assets	$15.94B	$16.68B	$20.84B	$21.15B	$21.36B
Long-Term Debt	$822.30M	$797.46M	$947.76M	$887.84M	$947.91M
Total Debt	$822.30M	$797.46M	$947.76M	$887.84M	$947.91M
Total Liabilities	$13.67B	$14.30B	$17.79B	$18.08B	$18.29B
Retained Earnings	$569.83M	$590.38M	$603.79M	$614.85M	$653.62M
Shareholders' Equity	$2.27B	$2.38B	$3.06B	$3.06B	$3.07B
Net Debt	$488.38M	$460.62M	$544.79M	$76.97M	$517.22M

SBCF Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$72.33M	$30.21M	$54.51M	$71.78M	$61.73M
Capital Expenditure	-$1.42M	-$2.51M	-$2.02M	-$2.30M	-$4.47M
Free Cash Flow	$70.90M	$27.70M	$52.49M	$69.49M	$57.27M
Depreciation & Amortisation	$3.77M	$5.54M	$24.02M	$8.73M	$11.59M
Stock-Based Compensation	$3.96M	$4.45M	$4.30M	$4.48M	$5.52M
Investing Cash Flow	-$381.00M	$46.45M	$141.11M	$67.98M	-$603.57M
Financing Cash Flow	$140.53M	-$103.10M	-$113.07M	$280.07M	$163.40M
Dividends Paid	-$15.52M	-$15.92M	-$20.85M	-$20.84M	-$20.77M
Share Repurchases	$0.00	$0.00	$0.00	-$10.00M	-$23.33M
Net Change in Cash	-$168.14M	-$26.43M	$82.55M	$419.83M	-$378.44M

Market Snapshot

About

Seacoast Banking Corp. of Florida is a financial holding company operating community banks along the Florida coast. The company provides traditional banking services including deposits, loans, and wealth management to individuals and businesses. Seacoast Banking emphasizes relationship-based banking in its regional markets throughout Florida.