RDN

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Radian Group Inc.

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Key Metrics

Previous Close: $36.36
52-Week Range: $31.50 – $41.05
Market Cap: $4.85B
P/E (TTM): 9.05
EPS (TTM): 4.05
Dividend Yield: 2.81%

Advanced Metrics

Price/Book: 1.02
PEG Ratio: 0.76
Return on Equity: 12.03%
Return on Assets: 5.29%
Gross Margin: 69.30%
Operating Margin: 31.63%
Profit Margin: 32.51%
Current Ratio: 1.59
Debt/Equity: 0.28
Total Debt: $1.34B
Free Cash Flow: $308.74M
Revenue Growth: 93.50%
Earnings Growth: -16.20%
Enterprise Value: $5.44B

RDN Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$1.19B	$1.18B	$1.21B	$1.20B
Pretax Income	$952.78M	$863.88M	$845.61M	$791.23M
Income Tax	$209.84M	$188.02M	$185.29M	$173.05M
Net Income	$742.93M	$603.12M	$604.44M	$582.64M
Diluted EPS	4.35	3.77	3.92	4.14
Diluted Shares	170.66M	160.13M	154.19M	140.81M

RDN Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$56.18M	$19.00M	$19.22M	$24.83M
Receivables	$145.47M	$149.77M	$155.55M	$169.00M
Total Assets	$7.06B	$7.59B	$8.69B	$8.12B
Long-Term Debt	$1.46B	$1.02B	$1.11B	$1.11B
Total Debt	$1.57B	$1.58B	$1.14B	$1.13B
Total Liabilities	$3.14B	$3.20B	$4.07B	$3.34B
Retained Earnings	$3.79B	$4.24B	$4.70B	$5.13B
Shareholders' Equity	$3.92B	$4.40B	$4.62B	$4.78B
Net Debt	$1.51B	$1.52B	$1.09B	$1.08B

RDN Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$388.30M	$529.43M	-$663.57M	$119.86M
Capital Expenditure	-$17.67M	-$8.53M	-$1.56M	-$4.21M
Free Cash Flow	$370.63M	$520.90M	-$665.13M	$115.66M
Depreciation & Amortisation	$76.58M	$57.88M	$61.75M	$46.43M
Investing Cash Flow	-$5.17M	-$300.84M	$327.75M	$127.29M
Financing Cash Flow	-$479.18M	-$265.09M	$357.23M	-$243.10M
Dividends Paid	-$135.44M	-$145.91M	-$151.96M	-$145.62M
Share Repurchases	-$400.19M	-$133.31M	-$225.06M	-$431.91M
Net Change in Cash	-$96.06M	-$36.49M	$21.41M	$4.05M

RDN Income statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Revenue	$294.83M	$317.82M	$310.74M	$279.16M	$466.34M
Selling, General & Admin	—	—	$69.81M	—	—
Pretax Income	$198.71M	$175.01M	$198.69M	$201.04M	$173.66M
Income Tax	$46.62M	$33.22M	$45.89M	$42.24M	$44.20M
Net Income	$144.56M	$141.80M	$141.44M	$154.84M	$124.09M
Diluted EPS	0.98	1.02	1.03	—	0.89
Diluted Shares	147.73M	138.36M	137.93M	—	138.49M

RDN Balance Sheet statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Cash & Equivalents	$24.18M	$22.09M	$15.26M	$24.83M	$55.45M
Receivables	$167.97M	$173.67M	$173.60M	$169.00M	$1.05B
Total Assets	$8.77B	$9.58B	$8.20B	$8.12B	$10.65B
Long-Term Debt	$2.35B	$3.10B	$1.08B	$1.11B	$1.08B
Total Debt	$2.40B	$3.22B	$1.15B	$1.13B	$1.30B
Total Liabilities	$4.18B	$5.09B	$3.55B	$3.34B	$5.84B
Retained Earnings	$4.80B	$4.91B	$5.01B	$5.13B	$5.22B
Shareholders' Equity	$4.59B	$4.49B	$4.65B	$4.78B	$4.81B
Net Debt	$2.34B	$3.17B	$1.11B	$1.08B	$1.21B

RDN Cash Flow statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Operating Cash Flow	$67.81M	-$713.34M	$358.40M	$406.99M	$285.02M
Capital Expenditure	-$1.09M	-$1.40M	-$843.00K	-$870.00K	-$749.00K
Free Cash Flow	$66.72M	-$714.74M	$357.55M	$406.12M	$284.27M
Depreciation & Amortisation	$14.38M	$26.72M	$2.58M	$2.76M	—
Investing Cash Flow	$106.24M	$125.07M	-$26.70M	-$77.32M	-$180.63M
Financing Cash Flow	-$187.17M	$582.11M	-$337.84M	-$300.20M	-$55.41M
Dividends Paid	-$37.29M	-$38.63M	-$34.83M	-$34.87M	-$35.31M
Share Repurchases	-$208.92M	-$222.99M	$0.00	$0.00	-$50.01M
Net Change in Cash	-$13.12M	-$6.15M	-$6.15M	$29.48M	$48.98M

Market Snapshot

About

Radian Group is a leading provider of private mortgage insurance and other credit risk management solutions for the housing finance industry. The company helps homebuyers purchase homes with lower down payments while protecting lenders against borrower default.