PYPL

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PayPal Holdings, Inc.

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Key Metrics

Previous Close: $61.25
52-Week Range: $38.46 – $79.22
Market Cap: $53.30B
P/E (TTM): 11.58
EPS (TTM): 5.38
Dividend Yield: 0.91%

Advanced Metrics

Price/Book: 2.71
PEG Ratio: 1.12
Return on Equity: 24.50%
Return on Assets: 4.62%
Gross Margin: 40.48%
Operating Margin: 16.97%
Profit Margin: 14.36%
Current Ratio: 1.29
Debt/Equity: 0.72
Total Debt: $14.22B
Free Cash Flow: $4.42B
Revenue Growth: 4.80%
Earnings Growth: -3.10%
Enterprise Value: $56.26B

PYPL Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$27.52B	$29.77B	$31.80B	$33.17B
Cost of Revenue	$13.74B	$16.07B	$17.14B	$17.71B
Gross Profit	$13.77B	$13.70B	$14.66B	$15.46B
Research & Development	$3.25B	$2.97B	$2.98B	$3.10B
Selling, General & Admin	$4.36B	$3.87B	$4.15B	$4.26B
Operating Expenses	$9.73B	$8.76B	$8.89B	$9.07B
Operating Income	$4.04B	$4.94B	$5.76B	$6.40B
EBITDA	$4.99B	$6.83B	$6.74B	$7.70B
Pretax Income	$3.37B	$5.41B	$5.33B	$6.29B
Income Tax	$947.00M	$1.17B	$1.18B	$1.06B
Net Income	$2.42B	$4.25B	$4.15B	$5.23B
Diluted EPS	2.09	3.84	3.99	5.41
Diluted Shares	1.16B	1.11B	1.04B	968.00M

PYPL Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$7.78B	$9.08B	$6.66B	$8.05B
Receivables	$44.66B	$46.00B	$45.62B	$47.51B
Current Assets	$57.42B	$62.57B	$58.21B	$59.76B
Total Assets	$78.62B	$82.17B	$78.72B	$80.17B
Current Liabilities	$45.01B	$48.47B	$45.49B	$46.44B
Long-Term Debt	$10.42B	$9.68B	$9.88B	$9.99B
Total Debt	$10.42B	$9.68B	$9.88B	$9.99B
Total Liabilities	$58.35B	$61.12B	$58.31B	$59.92B
Retained Earnings	$18.95B	$23.20B	$27.35B	$32.47B
Shareholders' Equity	$20.27B	$21.05B	$20.42B	$20.26B
Working Capital	$12.42B	$14.10B	$12.72B	$13.32B
Net Debt	$2.64B	$595.00M	$3.22B	$1.94B

PYPL Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$5.81B	$4.84B	$7.45B	$6.42B
Capital Expenditure	-$706.00M	-$623.00M	-$683.00M	-$852.00M
Free Cash Flow	$5.11B	$4.22B	$6.77B	$5.56B
Depreciation & Amortisation	$1.32B	$1.07B	$1.03B	$963.00M
Stock-Based Compensation	$1.26B	$1.48B	$1.23B	$1.00B
Investing Cash Flow	-$3.33B	$752.00M	$1.69B	$797.00M
Financing Cash Flow	-$1.20B	-$2.99B	-$8.28B	-$5.96B
Dividends Paid	—	$0.00	$0.00	-$130.00M
Share Repurchases	-$4.20B	-$5.00B	-$6.05B	-$6.05B
Net Change in Cash	$1.28B	$2.60B	$863.00M	$1.25B

PYPL Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$8.29B	$8.42B	$8.68B	$8.35B	$8.68B
Cost of Revenue	$4.44B	$4.55B	$4.64B	$4.54B	$4.78B
Gross Profit	$3.84B	$3.87B	$4.03B	$3.81B	$3.90B
Research & Development	$767.00M	$801.00M	$804.00M	$793.00M	$849.00M
Selling, General & Admin	$1.04B	$1.03B	$1.19B	$1.01B	$1.05B
Operating Expenses	$2.22B	$2.28B	$2.44B	$2.25B	$2.36B
Operating Income	$1.62B	$1.59B	$1.59B	$1.56B	$1.54B
EBITDA	$1.88B	$1.89B	$1.97B	$1.74B	$1.68B
Pretax Income	$1.53B	$1.53B	$1.63B	$1.39B	$1.31B
Income Tax	$268.00M	$285.00M	$190.00M	$280.00M	$206.00M
Net Income	$1.26B	$1.25B	$1.44B	$1.11B	$1.10B
Diluted EPS	1.29	1.30	1.53	1.21	1.25
Diluted Shares	977.00M	960.00M	939.00M	920.00M	882.00M

PYPL Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$6.69B	$8.99B	$8.05B	$6.98B	$8.31B
Receivables	$47.78B	$47.44B	$47.51B	$48.87B	$49.27B
Current Assets	$59.88B	$60.18B	$59.76B	$59.99B	$62.35B
Total Assets	$79.78B	$79.80B	$80.17B	$80.55B	$82.74B
Current Liabilities	$45.05B	$44.92B	$46.44B	$47.64B	$48.41B
Long-Term Debt	$11.30B	$11.28B	$9.99B	$9.41B	$10.89B
Total Debt	$11.30B	$11.28B	$9.99B	$9.41B	$13.40B
Total Liabilities	$59.58B	$59.60B	$59.92B	$60.52B	$62.92B
Retained Earnings	$29.91B	$31.16B	$32.47B	$33.45B	$34.43B
Shareholders' Equity	$20.20B	$20.20B	$20.26B	$20.02B	$19.82B
Working Capital	$14.83B	$15.25B	$13.32B	$12.36B	$13.94B
Net Debt	$4.61B	$2.28B	$1.94B	$2.43B	$5.09B

PYPL Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$898.00M	$1.97B	$2.38B	$1.13B	$1.98B
Capital Expenditure	-$206.00M	-$256.00M	-$194.00M	-$231.00M	-$208.00M
Free Cash Flow	$692.00M	$1.72B	$2.19B	$903.00M	$1.77B
Depreciation & Amortisation	$239.00M	$245.00M	$234.00M	$238.00M	$246.00M
Stock-Based Compensation	$286.00M	$257.00M	$210.00M	$259.00M	$275.00M
Investing Cash Flow	-$40.00M	$4.77B	-$298.00M	-$2.10B	-$2.88B
Financing Cash Flow	-$3.17B	-$1.83B	-$1.95B	-$559.00M	$403.00M
Dividends Paid	$0.00	—	—	-$130.00M	-$122.00M
Share Repurchases	-$1.55B	-$1.50B	-$1.50B	-$1.50B	-$1.55B
Net Change in Cash	-$2.32B	$4.92B	$137.00M	-$1.52B	-$499.00M

Market Snapshot

About

PayPal Holdings, Inc. is a leading technology platform for digital payments and financial services. The company enables digital and mobile payments on behalf of merchants and consumers worldwide. PayPal's products include its namesake digital wallet, Venmo (peer-to-peer payments), Braintree (payment processing), Xoom (international money transfers), and PayPal Credit. The company processes hundreds of billions of dollars in payment volume annually, serving over 400 million active accounts across more than 200 markets. Originally created as a merger between Confinity and X.com (Elon Musk's financial services company), PayPal was acquired by eBay in 2002 and spun off as an independent company in 2015. Headquartered in San Jose, California, PayPal continues to expand its services into cryptocurrency, buy-now-pay-later, and small business lending.