PRHI

Presurance Holdings, Inc. operates as a technology-enabled insurance services company specializing in property and casualty insurance solutions. Headquartered in Tampa, Florida, the company provides insurance products primarily through its network of independent agents and digital distribution channels across multiple states. PRHI focuses on homeowners, renters, and dwelling fire insurance policies, with a concentration in Florida and select Southeast markets. The company utilizes proprietary underwriting technology and data analytics to assess risk and price policies efficiently in catastrophe-prone regions. PRHI's business model combines traditional insurance underwriting with modern insurtech capabilities, allowing for streamlined policy issuance and claims processing. The company operates through its primary subsidiary, which maintains partnerships with reinsurance providers to manage exposure to weather-related events and natural disasters. As of recent filings, PRHI employs approximately 150 staff members across underwriting, technology, and customer service functions. Recent strategic initiatives include expanding the company's licensed operating territory, enhancing its digital quotation platform, and diversifying its product portfolio beyond Florida-concentrated risks. The company has focused on strengthening its capital position and reinsurance relationships following industry-wide challenges related to increased claim frequency and severity in coastal markets. PRHI continues to adapt its underwriting guidelines and risk selection processes in response to evolving weather patterns and regulatory requirements in its operating jurisdictions.