PFS

Provident Financial Services, Inc. operates as the holding company for Provident Bank, a community-oriented financial institution serving customers primarily in northern and central New Jersey and eastern Pennsylvania. Headquartered in Jersey City, New Jersey, the company provides a comprehensive range of financial products and services through approximately 90 branches. Its core offerings include traditional banking services such as savings accounts, checking accounts, money market accounts, and certificates of deposit on the deposit side, while its lending portfolio encompasses commercial real estate loans, multifamily loans, commercial business loans, construction loans, and residential mortgages. The bank also offers wealth management and trust services through its Beacon Trust division. With approximately $14 billion in total assets, Provident positions itself as a significant regional banking institution in its market area. The company maintains a community banking philosophy while leveraging technology to enhance customer experience through digital banking platforms. Recent strategic initiatives include branch network optimization and continued focus on relationship-based commercial lending, particularly in commercial real estate and middle-market business banking. Provident employs approximately 900 people and emphasizes its deep community roots and local decision-making approach as key differentiators in an increasingly competitive regional banking landscape.