PAYS

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Paysign, Inc.

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Key Metrics

Previous Close: $13.80
52-Week Range: $3.08 – $13.96
Market Cap: $780.31M
P/E (TTM): 53.15
EPS (TTM): 0.26
Dividend Yield: —

Advanced Metrics

Price/Book: 12.96
PEG Ratio: —
Return on Equity: 30.82%
Return on Assets: 4.34%
Gross Margin: 60.99%
Operating Margin: 28.34%
Profit Margin: 15.67%
Current Ratio: 1.14
Debt/Equity: 0.09
Total Debt: $5.71M
Free Cash Flow: $14.30M
Revenue Growth: 48.10%
Earnings Growth: 450.00%
Enterprise Value: $758.64M

PAYS Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$38.03M	$47.27M	$58.38M	$82.03M
Cost of Revenue	$17.08M	$23.14M	$26.19M	$33.31M
Gross Profit	$20.95M	$24.14M	$32.20M	$48.72M
Selling, General & Admin	$17.70M	$20.28M	$25.18M	$33.04M
Operating Expenses	$20.61M	$24.30M	$31.18M	$41.35M
Operating Income	$344.33K	-$167.25K	$1.02M	$7.36M
EBITDA	$3.25M	$3.86M	$7.02M	$15.68M
Pretax Income	$1.14M	$2.36M	$4.14M	$10.03M
Income Tax	$107.48K	-$4.09M	$322.29K	$2.48M
Net Income	$1.03M	$6.46M	$3.82M	$7.55M
Diluted EPS	0.02	0.12	0.07	0.13
Diluted Shares	52.93M	54.16M	55.59M	59.65M

PAYS Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$9.71M	$16.99M	$10.77M	$21.07M
Receivables	$6.12M	$17.81M	$34.25M	$73.12M
Current Assets	$97.72M	$129.18M	$158.84M	$240.06M
Total Assets	$108.24M	$146.60M	$179.03M	$276.25M
Current Liabilities	$88.64M	$119.18M	$146.11M	$216.35M
Total Debt	$3.67M	$3.31M	$2.93M	$6.03M
Total Liabilities	$91.95M	$122.11M	$148.59M	$227.76M
Retained Earnings	-$2.75M	$3.71M	$7.53M	$15.08M
Shareholders' Equity	$16.29M	$24.49M	$30.44M	$48.49M
Working Capital	$9.08M	$10.00M	$12.73M	$23.71M

PAYS Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$25.32M	$27.62M	$22.95M	$52.45M
Capital Expenditure	-$4.09M	-$7.05M	-$9.49M	-$8.09M
Free Cash Flow	$21.23M	$20.57M	$13.46M	$44.36M
Depreciation & Amortisation	$2.91M	$4.03M	$5.99M	$8.32M
Stock-Based Compensation	$2.28M	$2.85M	$2.60M	$4.26M
Investing Cash Flow	-$4.09M	-$7.05M	-$9.49M	-$10.09M
Financing Cash Flow	$0.00	-$1.12M	-$466.25K	$284.87K
Share Repurchases	$0.00	-$1.13M	-$495.05K	-$375.79K
Net Change in Cash	$21.23M	$19.45M	$12.99M	$42.64M

PAYS Income statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Revenue	$18.60M	$19.08M	$21.60M	$22.76M	$28.04M
Cost of Revenue	$6.91M	$7.32M	$9.45M	$9.63M	$9.82M
Gross Profit	$11.69M	$11.76M	$12.15M	$13.12M	$18.22M
Selling, General & Admin	$7.40M	$8.20M	$8.38M	$9.06M	$8.91M
Operating Expenses	$9.20M	$10.32M	$10.57M	$11.27M	$11.55M
Operating Income	$2.49M	$1.44M	$1.58M	$1.85M	$6.67M
EBITDA	$4.29M	$3.56M	$3.77M	$4.06M	$9.30M
Pretax Income	$3.25M	$2.04M	$2.25M	$2.49M	$7.47M
Income Tax	$665.16K	$655.01K	$30.48K	$1.13M	$2.03M
Net Income	$2.59M	$1.39M	$2.22M	$1.36M	$5.44M
Diluted EPS	0.05	0.02	0.04	0.02	0.09
Diluted Shares	55.14M	57.87M	61.77M	61.62M	61.02M

PAYS Balance Sheet statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Cash & Equivalents	$6.85M	$11.75M	$7.53M	$21.07M	$20.55M
Receivables	$53.28M	$42.38M	$50.30M	$73.12M	$94.59M
Current Assets	$167.15M	$158.71M	$171.30M	$240.06M	$277.35M
Total Assets	$205.12M	$193.90M	$209.51M	$276.25M	$312.73M
Current Liabilities	$155.68M	$143.32M	$152.12M	$216.35M	$248.11M
Total Debt	$2.83M	$2.72M	$6.08M	$6.03M	$5.92M
Total Liabilities	$165.84M	$151.69M	$163.75M	$227.76M	$257.71M
Retained Earnings	$10.11M	$11.50M	$13.72M	$15.08M	$20.52M
Shareholders' Equity	$39.27M	$42.21M	$45.76M	$48.49M	$55.01M
Working Capital	$11.48M	$15.39M	$19.19M	$23.71M	$29.25M

PAYS Cash Flow statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Operating Cash Flow	-$6.03M	$3.64M	$6.75M	$48.09M	$18.79M
Capital Expenditure	-$2.44M	-$1.81M	-$2.18M	-$1.66M	-$2.08M
Free Cash Flow	-$8.48M	$1.83M	$4.57M	$46.43M	$16.71M
Depreciation & Amortisation	$1.80M	$2.12M	$2.19M	$2.21M	$2.64M
Stock-Based Compensation	$672.32K	$954.40K	$1.27M	$1.37M	$1.28M
Investing Cash Flow	-$4.44M	-$1.81M	-$2.18M	-$1.66M	-$2.08M
Financing Cash Flow	-$375.79K	$591.53K	$69.12K	$0.00	-$2.20M
Share Repurchases	-$375.79K	$0.00	$0.00	$0.00	-$199.68K
Net Change in Cash	-$10.85M	$2.42M	$4.64M	$46.43M	$14.51M

Market Snapshot

About

Paysign, Inc. provides prepaid card programs and payment processing solutions for corporate, consumer, and government applications. The company offers payroll cards, per diem expense cards, incentive and rebate programs, and healthcare payment solutions including FSA and HSA cards.