ORI

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Old Republic International Corp.

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Key Metrics

Previous Close: $37.49
52-Week Range: $36.65 – $46.76
Market Cap: $9.19B
P/E (TTM): 8.36
EPS (TTM): 4.55
Dividend Yield: 3.31%

Advanced Metrics

Price/Book: 1.50
PEG Ratio: 1.39
Return on Equity: 18.57%
Return on Assets: 3.12%
Gross Margin: 63.92%
Operating Margin: 17.45%
Profit Margin: 11.71%
Current Ratio: 0.29
Debt/Equity: 0.38
Total Debt: $2.28B
Free Cash Flow: $1.42B
Revenue Growth: 13.40%
Earnings Growth: 61.70%
Enterprise Value: $8.78B

ORI Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$8.08B	$7.26B	$8.23B	$9.14B
Pretax Income	$857.40M	$747.40M	$1.07B	$1.18B
Income Tax	$170.90M	$148.70M	$216.90M	$242.10M
Net Income	$686.40M	$598.60M	$852.70M	$935.40M
Diluted EPS	2.26	2.10	3.24	3.72
Diluted Shares	303.72M	285.05M	263.18M	251.45M

ORI Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$81.00M	$202.80M	$201.90M	$263.20M
Receivables	$6.76B	$7.38B	$8.46B	$9.39B
Total Assets	$25.16B	$26.50B	$27.84B	$29.86B
Long-Term Debt	$1.20B	$1.19B	$1.59B	$1.59B
Total Debt	$1.60B	$1.59B	$1.59B	$1.59B
Total Liabilities	$18.99B	$20.09B	$22.22B	$23.93B
Retained Earnings	$5.32B	$5.64B	$5.52B	$5.52B
Shareholders' Equity	$6.17B	$6.41B	$5.62B	$5.91B
Net Debt	$1.52B	$1.39B	$1.39B	$1.33B

ORI Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$1.17B	$880.40M	$1.23B	$1.16B
Free Cash Flow	$1.17B	$880.40M	$1.23B	$1.16B
Investing Cash Flow	-$415.00M	$25.30M	-$3.90M	-$177.20M
Financing Cash Flow	-$832.70M	-$783.20M	-$1.23B	-$925.70M
Dividends Paid	-$579.70M	-$275.50M	-$271.90M	-$782.60M
Share Repurchases	-$281.20M	-$535.30M	-$942.20M	-$123.80M
Net Change in Cash	-$77.10M	$122.50M	$2.60M	$61.40M

ORI Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$2.21B	$2.42B	$2.39B	$2.40B	$2.50B
Pretax Income	$260.10M	$352.90M	$263.10M	$413.40M	$410.20M
Income Tax	$51.70M	$72.80M	$56.00M	$83.80M	$85.70M
Net Income	$204.40M	$279.50M	$206.40M	$330.00M	$322.30M
Diluted EPS	0.81	1.11	0.82	1.32	1.31
Diluted Shares	252.35M	251.80M	251.59M	250.00M	246.03M

ORI Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$178.10M	$242.50M	$263.20M	$202.10M	$417.70M
Receivables	$9.41B	$9.79B	$9.39B	$9.51B	$10.07B
Total Assets	$29.26B	$30.25B	$29.86B	$29.60B	$31.59B
Long-Term Debt	$1.59B	$1.59B	$1.59B	$1.59B	$1.59B
Total Debt	$1.59B	$1.59B	$1.59B	$1.59B	$2.28B
Total Liabilities	$23.05B	$23.81B	$23.93B	$23.67B	$25.50B
Retained Earnings	$5.85B	$6.04B	$5.52B	$5.65B	$5.85B
Shareholders' Equity	$6.19B	$6.42B	$5.91B	$5.91B	$6.07B
Net Debt	$1.41B	$1.35B	$1.33B	$1.39B	$1.87B

ORI Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$133.80M	$563.90M	$234.90M	$281.40M	$199.70M
Free Cash Flow	$133.80M	$563.90M	$234.90M	$281.40M	$199.70M
Investing Cash Flow	-$140.80M	-$381.10M	-$83.70M	$518.20M	-$537.10M
Financing Cash Flow	-$78.50M	-$118.30M	-$130.50M	-$860.80M	$553.20M
Dividends Paid	-$73.00M	-$70.90M	-$70.80M	-$693.80M	-$76.60M
Share Repurchases	$0.00	-$43.30M	-$55.20M	-$159.80M	-$60.20M
Net Change in Cash	-$85.50M	$64.50M	$20.70M	-$61.20M	$215.80M

Market Snapshot

About

Old Republic International is a diversified insurance holding company with operations in general, title, and life insurance. The company provides commercial liability, workers compensation, auto physical damage coverage, and title insurance services primarily in the United States and Canada.