OMF

+ Watchlist + Portfolio

OneMain Holdings, Inc.

Regulated industry Consumer brandTags from an AI model reading the company description.

GridBrain — Sign in

GridSentinel — Sign in

GridAegis — Sign in

Fundamentals are temporarily unavailable for OMF.

OMF Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$4.20B	$4.28B	$4.54B	$4.97B
Selling, General & Admin	$994.00M	$1.04B	$1.07B	$1.12B
Pretax Income	$1.16B	$840.00M	$667.00M	$1.00B
Income Tax	$283.00M	$199.00M	$158.00M	$218.00M
Net Income	$872.00M	$641.00M	$509.00M	$783.00M
Diluted EPS	7.06	5.32	4.24	6.56
Diluted Shares	124.40M	120.60M	120.10M	119.30M

OMF Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$498.00M	$1.01B	$458.00M	$738.00M
Total Assets	$22.54B	$24.29B	$25.91B	$27.39B
Long-Term Debt	$18.28B	$19.81B	$21.44B	$22.69B
Total Debt	$18.28B	$19.81B	$21.44B	$22.69B
Total Liabilities	$19.52B	$21.11B	$22.72B	$23.99B
Retained Earnings	$2.12B	$2.29B	$2.30B	$2.58B
Shareholders' Equity	$3.02B	$3.19B	$3.19B	$3.40B
Net Debt	$17.78B	$18.80B	$20.98B	$21.96B

OMF Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$2.39B	$2.52B	$2.70B	$3.13B
Free Cash Flow	$2.39B	$2.52B	$2.70B	$3.13B
Depreciation & Amortisation	$262.00M	$257.00M	$277.00M	$287.00M
Stock-Based Compensation	$31.00M	$36.00M	$30.00M	$36.00M
Investing Cash Flow	-$2.12B	-$2.86B	-$3.27B	-$3.16B
Financing Cash Flow	-$326.00M	$932.00M	$161.00M	$500.00M
Dividends Paid	-$480.00M	-$487.00M	-$498.00M	-$499.00M
Share Repurchases	-$303.00M	-$65.00M	-$35.00M	-$141.00M
Net Change in Cash	-$58.00M	$589.00M	-$406.00M	$471.00M

OMF Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$1.22B	$1.27B	$1.29B	$1.26B	$1.30B
Selling, General & Admin	$284.00M	$282.00M	$288.00M	$292.00M	$287.00M
Pretax Income	$214.00M	$263.00M	$249.00M	$296.00M	$196.00M
Income Tax	$47.00M	$64.00M	$45.00M	$70.00M	$44.00M
Net Income	$167.00M	$199.00M	$204.00M	$226.00M	$152.00M
Diluted EPS	1.40	1.67	1.72	1.93	1.32
Diluted Shares	119.40M	119.40M	118.30M	117.30M	115.80M

OMF Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$584.00M	$407.00M	$738.00M	$679.00M	$396.00M
Total Assets	$26.63B	$26.98B	$27.39B	$27.02B	$27.42B
Long-Term Debt	$22.05B	$22.34B	$22.69B	$22.39B	$22.77B
Total Debt	$22.05B	$22.34B	$22.69B	$22.40B	$22.77B
Total Liabilities	$23.30B	$23.61B	$23.99B	$23.64B	$24.04B
Retained Earnings	$2.42B	$2.50B	$2.58B	$2.68B	$2.71B
Shareholders' Equity	$3.33B	$3.38B	$3.40B	$3.38B	$3.38B
Net Debt	$21.47B	$21.93B	$21.96B	$21.72B	$22.37B

OMF Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$774.00M	$828.00M	$865.00M	$739.00M	$800.00M
Free Cash Flow	$774.00M	$828.00M	$865.00M	$739.00M	$800.00M
Depreciation & Amortisation	$72.00M	$72.00M	$73.00M	$74.00M	$76.00M
Stock-Based Compensation	$11.00M	$7.00M	$8.00M	$11.00M	$9.00M
Investing Cash Flow	-$1.01B	-$1.01B	-$807.00M	-$227.00M	-$1.26B
Financing Cash Flow	$387.00M	$77.00M	$149.00M	-$563.00M	$205.00M
Dividends Paid	-$125.00M	-$125.00M	-$123.00M	-$128.00M	-$122.00M
Share Repurchases	-$21.00M	-$33.00M	-$71.00M	-$107.00M	-$32.00M
Net Change in Cash	$148.00M	-$105.00M	$207.00M	-$51.00M	-$257.00M

Market Snapshot

About

OneMain Holdings is a consumer finance company specializing in personal loans. The company operates over 1,400 branches across the United States, offering secured and unsecured loans to non-prime borrowers. OneMain focuses on customers who may have limited access to traditional bank credit.