OLB

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The OLB Group, Inc.

Regulated industry Sells to businessesTags from an AI model reading the company description.

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Key Metrics

Previous Close: $0.19
52-Week Range: $0.18 – $1.80
Market Cap: $4.54M
P/E (TTM): —
EPS (TTM): -0.25
Dividend Yield: 0.00%

Advanced Metrics

Price/Book: 0.42
PEG Ratio: —
Return on Equity: -70.79%
Return on Assets: -24.45%
Gross Margin: -30.87%
Operating Margin: -98.48%
Profit Margin: -68.24%
Current Ratio: 0.40
Debt/Equity: 0.05
Total Debt: $346.04K
Free Cash Flow: $-2.25M
Revenue Growth: -43.60%
Earnings Growth: —
Enterprise Value: $3.61M

OLB Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$30.37M	$30.57M	$12.84M	$8.68M
Cost of Revenue	$26.23M	$25.00M	$13.60M	$10.52M
Gross Profit	$4.14M	$5.57M	-$763.20K	-$1.85M
Selling, General & Admin	$5.46M	$9.42M	$4.80M	$2.81M
Operating Expenses	$12.31M	$16.15M	$7.95M	$3.32M
Operating Income	-$8.17M	-$10.58M	-$8.71M	-$5.17M
EBITDA	-$929.10K	-$16.39M	-$8.03M	-$4.97M
Pretax Income	-$7.79M	-$23.27M	-$11.22M	-$5.87M
Income Tax	$0.00	$0.00	$0.00	$0.00
Net Income	-$7.79M	-$23.18M	-$11.22M	-$5.87M
Diluted EPS	-5.60	-15.33	-6.10	-1.74
Diluted Shares	1.47M	1.52M	1.86M	3.84M

OLB Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$434.03K	$179.01K	$27.44K	$15.78K
Receivables	$1.08M	$870.89K	$700.20K	$846.64K
Current Assets	$3.39M	$1.82M	$745.71K	$1.05M
Total Assets	$38.65M	$19.73M	$12.68M	$12.30M
Current Liabilities	$3.62M	$7.23M	$9.40M	$7.69M
Long-Term Debt	$259.38K	$149.04K	—	—
Total Debt	$830.19K	$407.86K	$375.05K	$243.70K
Total Liabilities	$4.02M	$7.38M	$9.49M	$7.69M
Retained Earnings	-$33.39M	-$56.57M	-$67.80M	-$74.45M
Shareholders' Equity	$34.64M	$12.23M	$3.19M	$4.61M
Working Capital	-$229.96K	-$5.41M	-$8.65M	-$6.64M
Net Debt	$123.40K	$228.85K	$207.25K	$227.93K

OLB Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	-$1.92M	$2.05M	-$2.60M	-$1.33M
Capital Expenditure	-$1.56M	-$1.23M	—	—
Free Cash Flow	-$3.48M	$816.81K	-$2.60M	-$1.33M
Depreciation & Amortisation	$6.86M	$6.73M	$3.15M	$507.39K
Stock-Based Compensation	$624.68K	$727.76K	$406.50K	$135.50K
Investing Cash Flow	-$1.56M	-$2.08M	$332.89K	$0.00
Financing Cash Flow	$447.43K	-$221.83K	$2.12M	$1.32M
Share Repurchases	-$110.00K	—	—	—
Net Change in Cash	-$3.04M	-$255.02K	-$151.57K	-$11.66K

OLB Income statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$2.32M	$2.27M	$2.31M	$1.77M	$1.66M	$1.28M
Cost of Revenue	$2.34M	$3.02M	$2.59M	$2.57M	$2.15M	$1.88M
Gross Profit	-$18.63K	-$749.74K	-$280.25K	-$796.58K	-$494.34K	-$596.94K
Selling, General & Admin	$567.72K	$826.04K	$733.85K	$685.15K	$772.13K	$659.51K
Operating Expenses	$830.04K	$947.01K	$854.54K	$688.57K	$775.54K	$662.92K
Operating Income	-$848.68K	-$1.70M	-$1.13M	-$1.49M	-$1.27M	-$1.26M
EBITDA	-$601.36K	-$1.83M	-$1.05M	-$1.48M	-$1.07M	-$975.49K
Pretax Income	-$1.09M	-$2.12M	-$1.18M	-$1.49M	-$1.08M	-$1.05M
Income Tax	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Net Income	-$1.09M	-$2.12M	-$1.18M	-$1.49M	-$1.08M	-$1.05M
Diluted EPS	-0.47	-0.66	-0.13	—	-0.08	-0.08
Diluted Shares	2.36M	4.39M	8.73M	—	12.89M	14.04M

OLB Balance Sheet statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$29.34K	$2.66K	$3.54K	$15.78K	$2.33M	$1.28M
Receivables	$805.12K	$858.90K	$866.23K	$846.64K	$892.35K	$876.20K
Current Assets	$841.64K	$875.61K	$890.23K	$1.05M	$3.73M	$2.70M
Total Assets	$12.50M	$12.39M	$12.25M	$12.30M	$14.98M	$13.94M
Current Liabilities	$10.12M	$5.91M	$6.93M	$7.69M	$6.88M	$6.80M
Total Debt	$364.88K	$145.93K	$135.02K	$243.70K	$209.70K	$209.70K
Total Liabilities	$10.21M	$5.99M	$6.99M	$7.69M	$6.88M	$6.80M
Retained Earnings	-$68.89M	-$71.79M	-$72.96M	-$74.45M	-$75.53M	-$76.58M
Shareholders' Equity	$2.29M	$6.40M	$5.26M	$4.61M	$8.10M	$7.14M
Working Capital	-$9.28M	-$5.04M	-$6.04M	-$6.64M	-$3.14M	-$4.10M
Net Debt	$195.18K	$23.79K	$23.48K	$227.93K	—	—

OLB Cash Flow statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	-$155.84K	-$1.02M	-$115.50K	-$39.26K	-$1.34M	-$1.06M
Free Cash Flow	-$155.84K	-$1.02M	-$115.50K	-$39.26K	-$1.34M	-$1.06M
Depreciation & Amortisation	$262.07K	$121.22K	$120.69K	$3.41K	$3.41K	$3.41K
Stock-Based Compensation	$33.88K	$33.88K	$33.88K	$33.88K	$0.00	$0.00
Investing Cash Flow	—	—	$0.00	$0.00	—	—
Financing Cash Flow	$157.75K	$993.10K	$116.38K	$51.50K	$3.65M	$11.81K
Net Change in Cash	$1.90K	-$26.68K	$878.00	$12.24K	$2.31M	-$1.05M

Market Snapshot

About

The OLB Group is a fintech company providing payment processing and digital commerce solutions. The company operates through merchant services, software platforms, and cryptocurrency processing divisions. OLB serves small to medium-sized businesses with integrated payment and business management tools.