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Nu Holdings Ltd. Class A

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Key Metrics

Previous Close: $14.61
52-Week Range: $11.20 – $18.98
Market Cap: $68.64B
P/E (TTM): 20.01
EPS (TTM): 0.71
Dividend Yield: —

Advanced Metrics

Price/Book: 5.49
PEG Ratio: 0.84
Return on Equity: 31.63%
Return on Assets: 4.96%
Gross Margin: 0.00%
Operating Margin: 50.15%
Profit Margin: 42.73%
Current Ratio: —
Debt/Equity: —
Total Debt: $5.90B
Free Cash Flow: —
Revenue Growth: 52.10%
Earnings Growth: 66.30%
Enterprise Value: $59.37B

NU Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$2.97B	$5.63B	$8.27B	$10.63B
Selling, General & Admin	$1.43B	$1.14B	$1.44B	$1.61B
Pretax Income	-$308.90M	$1.54B	$2.80B	$3.87B
Income Tax	$55.73M	$508.55M	$823.09M	$996.75M
Net Income	-$364.58M	$1.03B	$1.97B	$2.87B
Diluted EPS	-0.08	0.21	0.40	0.58
Diluted Shares	4.68B	4.86B	4.89B	4.91B

NU Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$6.89B	$13.37B	$13.64B	$20.93B
Receivables	$9.00B	$14.53B	$13.89B	$19.60B
Total Assets	$29.93B	$43.35B	$49.93B	$74.89B
Long-Term Debt	$547.24M	$806.68M	$328.87M	$269.81M
Total Debt	$605.92M	$957.22M	$577.95M	$1.90B
Total Liabilities	$25.04B	$36.94B	$42.28B	$63.57B
Retained Earnings	$64.58M	$1.28B	$3.42B	$6.41B
Shareholders' Equity	$4.89B	$6.41B	$7.65B	$11.29B

NU Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$755.57M	$1.27B	$2.40B	$3.50B
Capital Expenditure	-$114.31M	-$177.00M	-$174.99M	-$340.77M
Free Cash Flow	$641.27M	$1.09B	$2.22B	$3.16B
Depreciation & Amortisation	$35.58M	$62.90M	$77.13M	$97.97M
Stock-Based Compensation	$253.20M	$212.55M	$272.38M	$271.85M
Investing Cash Flow	-$127.15M	-$177.00M	-$330.63M	-$342.31M
Financing Cash Flow	$654.04M	$425.21M	$727.74M	$2.29B
Share Repurchases	$0.00	$0.00	—	—
Net Change in Cash	$1.28B	$1.51B	$2.80B	$5.45B

NU Income statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Revenue	$2.25B	$2.51B	$2.73B	$3.14B	$3.54B
Selling, General & Admin	$311.37M	$378.22M	$385.57M	$536.11M	$539.91M
Pretax Income	$795.07M	$879.36M	$1.12B	$1.08B	$954.31M
Income Tax	$237.87M	$242.38M	$333.61M	$182.90M	$82.88M
Net Income	$557.20M	$636.84M	$782.47M	$892.38M	$872.06M
Diluted EPS	0.11	0.13	0.16	—	0.18
Diluted Shares	4.89B	4.90B	4.91B	—	4.91B

NU Balance Sheet statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Cash & Equivalents	$14.93B	$17.15B	$17.32B	$20.93B	$19.37B
Receivables	$15.08B	$16.76B	$18.52B	$19.60B	$21.36B
Total Assets	$54.19B	$62.73B	$68.36B	$74.89B	$77.46B
Long-Term Debt	—	—	—	$269.81M	—
Total Debt	$378.22M	$573.46M	$1.07B	$1.90B	$1.92B
Total Liabilities	$45.58B	$53.15B	$57.81B	$63.57B	$64.86B
Retained Earnings	$4.03B	$4.69B	$5.49B	$6.41B	$7.34B
Shareholders' Equity	$8.61B	$9.57B	$10.55B	$11.29B	$12.59B

NU Cash Flow statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Operating Cash Flow	$1.09B	$2.55B	-$970.60M	$831.03M	-$1.21B
Capital Expenditure	-$82.52M	-$70.38M	-$125.27M	-$62.61M	-$75.25M
Free Cash Flow	$1.00B	$2.48B	-$1.10B	$768.42M	-$1.29B
Depreciation & Amortisation	$21.32M	$23.07M	$25.57M	$28.01M	$34.36M
Stock-Based Compensation	$77.78M	$57.05M	$73.73M	$63.27M	$82.41M
Investing Cash Flow	-$81.39M	-$71.51M	-$125.27M	-$64.15M	-$75.25M
Financing Cash Flow	-$169.20M	$434.48M	$741.15M	$1.28B	-$80.17M
Net Change in Cash	$834.76M	$2.92B	-$354.71M	$2.05B	-$1.37B

Market Snapshot

About

Nu Holdings Ltd. operates Nubank, the largest digital banking platform in Latin America. The Brazilian neobank offers credit cards, personal loans, savings accounts, and investment products with over 100 million customers.