NRDS

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Key Metrics

Previous Close: $10.12
52-Week Range: $7.33 – $16.24
Market Cap: $639.87M
P/E (TTM): 11.12
EPS (TTM): 0.90
Dividend Yield: —

Advanced Metrics

Price/Book: 1.96
PEG Ratio: —
Return on Equity: 18.16%
Return on Assets: 12.46%
Gross Margin: 93.50%
Operating Margin: 3.50%
Profit Margin: 7.56%
Current Ratio: 2.62
Debt/Equity: 0.04
Total Debt: $12.20M
Free Cash Flow: $113.51M
Revenue Growth: 5.60%
Earnings Growth: -39.70%
Enterprise Value: $597.10M

NRDS Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$538.90M	$599.40M	$687.60M	$836.60M
Cost of Revenue	$39.80M	$54.00M	$63.50M	$63.70M
Gross Profit	$499.10M	$545.40M	$624.10M	$772.90M
Research & Development	$77.60M	$80.50M	$82.50M	$66.70M
Selling, General & Admin	$433.80M	$461.30M	$532.20M	$641.00M
Operating Expenses	$511.40M	$541.80M	$614.70M	$707.70M
Operating Income	-$12.30M	$3.60M	$9.40M	$65.20M
EBITDA	$19.50M	$55.30M	$54.10M	$115.20M
Pretax Income	-$20.00M	$6.30M	$5.00M	$68.20M
Income Tax	-$9.80M	$18.10M	-$25.40M	$19.50M
Net Income	-$10.20M	-$11.80M	$30.40M	$48.70M
Diluted EPS	-0.14	-0.15	0.38	0.64
Diluted Shares	70.60M	76.70M	78.90M	75.90M

NRDS Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$83.90M	$100.40M	$66.30M	$98.30M
Receivables	$92.80M	$81.00M	$111.90M	$131.50M
Current Assets	$189.20M	$198.40M	$196.70M	$244.70M
Total Assets	$425.70M	$418.60M	$437.60M	$461.10M
Current Liabilities	$72.40M	$37.30M	$60.10M	$70.90M
Total Debt	$12.70M	$9.60M	$8.90M	$14.90M
Total Liabilities	$84.00M	$51.70M	$73.40M	$86.60M
Retained Earnings	-$84.70M	-$116.50M	-$166.50M	-$188.10M
Shareholders' Equity	$341.70M	$366.90M	$364.20M	$374.50M
Working Capital	$116.80M	$161.10M	$136.60M	$173.80M

NRDS Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$25.00M	$72.10M	$71.80M	$131.60M
Capital Expenditure	-$32.20M	-$29.50M	-$21.30M	-$18.20M
Free Cash Flow	-$7.20M	$42.60M	$50.50M	$113.40M
Depreciation & Amortisation	$37.00M	$48.20M	$48.40M	$46.40M
Stock-Based Compensation	$34.40M	$38.80M	$37.70M	$28.60M
Investing Cash Flow	-$100.30M	-$29.50M	-$29.70M	-$33.30M
Financing Cash Flow	-$8.40M	-$26.20M	-$76.50M	-$66.10M
Share Repurchases	$0.00	-$20.00M	-$80.10M	-$70.20M
Net Change in Cash	-$83.70M	$16.40M	-$34.40M	$32.20M

NRDS Income statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Revenue	$209.20M	$186.90M	$215.10M	$225.40M	$222.20M
Cost of Revenue	$18.20M	$16.60M	$15.30M	$13.60M	$13.60M
Gross Profit	$191.00M	$170.30M	$199.80M	$211.80M	$208.60M
Research & Development	$16.80M	$17.90M	$15.70M	$16.30M	$16.80M
Selling, General & Admin	$173.50M	$141.70M	$149.70M	$176.10M	$164.60M
Operating Expenses	$190.30M	$159.60M	$165.40M	$192.40M	$181.40M
Operating Income	$700.00K	$10.70M	$34.40M	$19.40M	$27.20M
EBITDA	$14.00M	$24.40M	$47.30M	$29.50M	$37.90M
Pretax Income	$1.30M	$11.50M	$35.50M	$19.90M	$28.00M
Income Tax	$1.10M	$3.30M	$9.20M	$5.90M	$7.60M
Net Income	$200.00K	$8.20M	$26.30M	$14.00M	$20.40M
Diluted EPS	0.00	0.11	0.34	0.19	0.29
Diluted Shares	76.10M	76.60M	76.90M	74.10M	69.50M

NRDS Balance Sheet statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Cash & Equivalents	$92.20M	$105.30M	$120.60M	$98.30M	$56.30M
Receivables	$120.30M	$97.80M	$121.90M	$131.50M	$113.10M
Current Assets	$241.90M	$238.70M	$275.10M	$244.70M	$206.40M
Total Assets	$475.00M	$476.00M	$492.80M	$461.10M	$432.00M
Current Liabilities	$90.40M	$69.30M	$74.40M	$70.90M	$80.30M
Total Debt	—	—	—	$14.90M	—
Total Liabilities	$103.40M	$86.00M	$90.40M	$86.60M	$95.80M
Retained Earnings	-$166.30M	-$158.10M	-$151.00M	-$188.10M	-$233.90M
Shareholders' Equity	$371.60M	$390.00M	$402.40M	$374.50M	$336.20M
Working Capital	$151.50M	$169.40M	$200.70M	$173.80M	$126.10M

NRDS Cash Flow statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Operating Cash Flow	$26.70M	$17.50M	$48.50M	$38.90M	$35.70M
Capital Expenditure	-$4.60M	-$4.40M	-$4.40M	-$4.80M	-$4.20M
Free Cash Flow	$22.10M	$13.10M	$44.10M	$34.10M	$31.50M
Depreciation & Amortisation	$12.60M	$12.70M	$11.60M	$9.50M	$9.70M
Stock-Based Compensation	$6.70M	$8.20M	$6.70M	$7.00M	$7.00M
Investing Cash Flow	-$4.60M	-$9.40M	-$6.40M	-$12.90M	-$19.70M
Financing Cash Flow	$3.80M	$5.10M	-$26.60M	-$48.40M	-$57.90M
Share Repurchases	$0.00	-$300.00K	-$19.20M	-$50.70M	-$66.00M
Net Change in Cash	$25.90M	$13.20M	$15.50M	-$22.40M	-$41.90M

Market Snapshot

About

NerdWallet, Inc. is a personal finance platform that provides consumers with tools, information, and product comparisons to make informed financial decisions. The company operates a digital marketplace covering credit cards, banking, loans, insurance, and investing, offering unbiased reviews and recommendations. NerdWallet generates revenue primarily through affiliate fees and advertising from financial institutions when users select products through its platform.