NBBK

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NB Bancorp, Inc.

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Key Metrics

Previous Close: $22.27
52-Week Range: $16.84 – $23.47
Market Cap: $988.98M
P/E (TTM): 14.75
EPS (TTM): 1.53
Dividend Yield: 1.24%

Advanced Metrics

Price/Book: 1.09
PEG Ratio: —
Return on Equity: 7.50%
Return on Assets: 0.93%
Gross Margin: 0.00%
Operating Margin: 40.66%
Profit Margin: 23.75%
Current Ratio: —
Debt/Equity: —
Total Debt: $204.17M
Free Cash Flow: —
Revenue Growth: 48.60%
Earnings Growth: 35.90%
Enterprise Value: $705.92M

NBBK Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$113.34M	$147.07M	$173.76M	$213.66M
Selling, General & Admin	$61.24M	$108.65M	$88.41M	$102.54M
Pretax Income	$36.39M	$11.84M	$58.62M	$71.13M
Income Tax	$6.32M	$2.02M	$16.47M	$20.83M
Net Income	$30.07M	$9.82M	$42.15M	$50.30M
Diluted EPS	0.70	0.23	1.07	1.32
Diluted Shares	42.71M	42.02M	39.39M	38.26M

NBBK Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$131.07M	$90.48M	$211.17M	$325.71M
Receivables	$14.97M	$17.28M	$19.68M	$25.39M
Total Assets	$3.59B	$4.53B	$5.16B	$7.01B
Long-Term Debt	$293.08M	$283.34M	$20.84M	$27.26M
Total Debt	$293.08M	$283.34M	$120.83M	$196.24M
Total Liabilities	$3.25B	$3.78B	$4.39B	$6.15B
Retained Earnings	$358.47M	$366.17M	$400.47M	$445.20M
Shareholders' Equity	$344.06M	$757.96M	$765.17M	$858.93M
Net Debt	$162.01M	$192.85M	—	—

NBBK Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$39.71M	$52.90M	$43.19M	$60.79M
Capital Expenditure	-$8.50M	-$2.87M	-$1.94M	-$3.42M
Free Cash Flow	$31.22M	$50.03M	$41.25M	$57.38M
Depreciation & Amortisation	$2.47M	$2.83M	$2.96M	$3.60M
Stock-Based Compensation	$0.00	$0.00	$2.80M	$6.48M
Investing Cash Flow	-$667.99M	-$831.62M	-$546.44M	-$519.05M
Financing Cash Flow	$317.77M	$894.77M	$594.52M	$502.00M
Dividends Paid	—	$0.00	$0.00	-$5.58M
Share Repurchases	—	-$13.77M	-$33.40M	-$77.13M
Net Change in Cash	-$310.50M	$116.05M	$91.26M	$43.74M

NBBK Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$51.28M	$51.73M	$63.36M	$69.38M	$74.70M
Selling, General & Admin	$25.45M	$24.90M	$28.50M	$35.24M	$36.65M
Pretax Income	$18.72M	$19.96M	$14.88M	$20.35M	$27.49M
Income Tax	$4.14M	$4.60M	$7.17M	$5.37M	$6.37M
Net Income	$14.58M	$15.36M	$7.71M	$14.98M	$21.12M
Diluted EPS	0.39	0.43	0.19	0.36	0.53
Diluted Shares	37.55M	35.58M	41.17M	41.42M	40.00M

NBBK Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$157.11M	$197.55M	$325.71M	$327.74M	$372.52M
Receivables	$20.39M	$21.07M	$25.39M	$27.15M	$28.90M
Total Assets	$5.23B	$5.44B	$7.01B	$7.23B	$7.45B
Long-Term Debt	$127.60M	$41.45M	$27.26M	$189.70M	$181.25M
Total Debt	$127.60M	$41.45M	$196.24M	$189.70M	$181.25M
Total Liabilities	$4.49B	$4.71B	$6.15B	$6.38B	$6.60B
Retained Earnings	$427.71M	$440.28M	$445.20M	$456.98M	$474.97M
Shareholders' Equity	$737.12M	$737.03M	$858.93M	$842.78M	$842.00M

NBBK Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$27.04M	$24.25M	-$440.00K	$27.33M	$34.18M
Capital Expenditure	-$949.00K	-$304.00K	-$2.06M	-$2.03M	-$2.90M
Free Cash Flow	$26.09M	$23.94M	-$2.50M	$25.30M	$31.28M
Depreciation & Amortisation	$766.00K	$789.00K	$1.31M	$1.79M	$1.82M
Stock-Based Compensation	$1.51M	$1.85M	$2.34M	$2.33M	$2.61M
Investing Cash Flow	-$40.74M	-$179.14M	-$160.63M	-$265.19M	-$201.96M
Financing Cash Flow	-$41.05M	$191.57M	$273.29M	$205.62M	$192.32M
Dividends Paid	$0.00	-$2.79M	-$2.79M	-$3.21M	-$3.13M
Share Repurchases	-$18.90M	-$17.53M	$0.00	-$27.76M	-$18.50M
Net Change in Cash	-$54.75M	$36.68M	$112.22M	-$32.24M	$24.54M

Market Snapshot

About

NB Bancorp, Inc. is a bank holding company serving communities through traditional branch banking services. The company provides commercial and retail banking products including business loans, mortgages, deposit accounts, and treasury management. NB Bancorp focuses on relationship banking with local decision-making and personalized service for small businesses and individual customers.