MYFW

+ Watchlist + Portfolio

First Western Financial, Inc.

Regulated industry Consumer brandTags from an AI model reading the company description.

GridBrain — Sign in

GridSentinel — Sign in

GridAegis — Sign in

Key Metrics

Previous Close: $30.09
52-Week Range: $22.00 – $34.36
Market Cap: $295.10M
P/E (TTM): 16.25
EPS (TTM): 1.86
Dividend Yield: 0.00%

Advanced Metrics

Price/Book: 1.05
PEG Ratio: —
Return on Equity: 6.84%
Return on Assets: 0.59%
Gross Margin: 0.00%
Operating Margin: 26.03%
Profit Margin: 17.29%
Current Ratio: —
Debt/Equity: —
Total Debt: $103.79M
Free Cash Flow: —
Revenue Growth: 27.70%
Earnings Growth: 119.20%
Enterprise Value: $217.29M

MYFW Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$110.24M	$90.93M	$89.44M	$99.44M
Selling, General & Admin	$52.58M	$49.43M	$49.15M	$50.23M
Pretax Income	$28.83M	$7.06M	$11.58M	$17.07M
Income Tax	$7.13M	$1.84M	$3.11M	$3.89M
Net Income	$21.70M	$5.22M	$8.47M	$13.19M
Diluted EPS	2.23	0.90	0.87	1.34
Diluted Shares	9.71M	9.73M	9.77M	9.73M

MYFW Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$196.51M	$254.44M	$237.94M	$200.28M
Receivables	$17.29M	$20.99M	$20.84M	$18.23M
Total Assets	$2.87B	$2.98B	$2.92B	$3.15B
Long-Term Debt	$199.02M	$178.05M	$109.60M	$107.61M
Total Debt	$199.02M	$178.05M	$109.60M	$107.61M
Total Liabilities	$2.63B	$2.73B	$2.67B	$2.89B
Retained Earnings	$51.89M	$51.04M	$59.52M	$72.70M
Shareholders' Equity	$240.86M	$242.74M	$252.32M	$265.56M
Net Debt	$2.51M	—	—	—

MYFW Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$48.28M	$21.88M	$606.00K	-$1.80M
Capital Expenditure	-$2.97M	-$2.35M	-$1.21M	-$3.97M
Free Cash Flow	$45.31M	$19.53M	-$607.00K	-$5.77M
Depreciation & Amortisation	$2.01M	$2.38M	$2.56M	$2.64M
Stock-Based Compensation	$2.56M	$1.84M	$1.49M	$2.17M
Investing Cash Flow	-$558.80M	-$66.39M	$66.44M	-$264.44M
Financing Cash Flow	$320.05M	$102.44M	-$84.30M	$228.58M
Share Repurchases	—	$0.00	-$89.00K	-$784.00K
Net Change in Cash	-$190.47M	$57.93M	-$17.25M	-$37.66M

MYFW Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$24.19M	$26.30M	$24.16M	$27.54M	$28.15M
Selling, General & Admin	$11.29M	$12.23M	$15.01M	$13.13M	$13.39M
Pretax Income	$3.32M	$3.96M	$4.43M	$8.10M	$7.40M
Income Tax	$814.00K	$779.00K	$1.12M	$1.90M	$1.67M
Net Income	$2.50M	$3.19M	$3.31M	$6.21M	$5.73M
Diluted EPS	0.26	0.32	0.34	0.63	0.57
Diluted Shares	9.81M	9.87M	9.85M	9.90M	9.95M

MYFW Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$232.31M	$355.64M	$200.28M	$264.05M	$174.89M
Receivables	$20.13M	$20.33M	$18.23M	$18.36M	$16.29M
Total Assets	$3.03B	$3.24B	$3.15B	$3.24B	$3.24B
Long-Term Debt	$208.09M	$95.59M	$107.61M	$94.82M	$81.28M
Total Debt	$208.09M	$95.59M	$107.61M	$94.82M	$81.28M
Total Liabilities	$2.77B	$2.98B	$2.89B	$2.97B	$2.96B
Retained Earnings	$66.20M	$69.39M	$72.70M	$78.91M	$84.64M
Shareholders' Equity	$258.85M	$261.50M	$265.56M	$273.37M	$280.59M

MYFW Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	-$9.08M	$10.03M	-$10.75M	$15.26M	$12.18M
Capital Expenditure	-$575.00K	-$1.07M	-$1.28M	-$619.00K	-$931.00K
Free Cash Flow	-$9.66M	$8.96M	-$12.04M	$14.64M	$11.25M
Depreciation & Amortisation	$693.00K	$645.00K	$626.00K	$640.00K	$653.00K
Stock-Based Compensation	$508.00K	$690.00K	$553.00K	$798.00K	$721.00K
Investing Cash Flow	-$147.44M	-$95.46M	-$54.14M	-$33.42M	-$91.75M
Financing Cash Flow	$117.26M	$206.86M	-$90.46M	$81.93M	-$9.60M
Share Repurchases	-$481.00K	-$301.00K	$0.00	-$146.00K	$0.00
Net Change in Cash	-$39.27M	$121.42M	-$155.36M	$63.77M	-$89.17M

Market Snapshot

About

First Western Financial operates as a private bank and wealth management firm serving high-net-worth individuals, families, and businesses in select Western U.S. markets. The company offers integrated banking, trust, investment management, and mortgage services through a client-centric model.