MCB

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Metropolitan Bank Holding Corp.

Cyclical demand Regulated industry Sells to businessesTags from an AI model reading the company description.

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Key Metrics

Previous Close: $87.60
52-Week Range: $64.66 – $102.04
Market Cap: $1.11B
P/E (TTM): 11.44
EPS (TTM): 7.80
Dividend Yield: 1.57%

Advanced Metrics

Price/Book: 1.14
PEG Ratio: —
Return on Equity: 10.24%
Return on Assets: 1.04%
Gross Margin: 0.00%
Operating Margin: 36.61%
Profit Margin: 27.76%
Current Ratio: —
Debt/Equity: —
Total Debt: $36.83M
Free Cash Flow: —
Revenue Growth: 14.00%
Earnings Growth: -12.50%
Enterprise Value: $899.30M

MCB Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$255.75M	$250.74M	$276.91M	$315.11M
Selling, General & Admin	$61.91M	$76.04M	$89.64M	$93.58M
Pretax Income	$96.90M	$106.92M	$97.08M	$101.51M
Income Tax	$37.47M	$29.65M	$30.39M	$30.41M
Net Income	$59.42M	$77.27M	$66.69M	$71.10M
Diluted EPS	5.29	6.91	5.93	6.62
Diluted Shares	11.20M	11.13M	11.26M	10.74M

MCB Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$257.42M	$269.46M	$200.27M	$393.59M
Receivables	$85.61M	$87.65M	$0.00	—
Total Assets	$6.27B	$7.07B	$7.30B	$8.26B
Long-Term Debt	$257.73M	$546.59M	$457.44M	$10.97M
Total Debt	$257.73M	$546.59M	$457.44M	$10.97M
Total Liabilities	$5.69B	$6.41B	$6.57B	$7.51B
Retained Earnings	$240.81M	$315.98M	$382.66M	$450.64M
Shareholders' Equity	$575.90M	$659.02M	$729.83M	$743.11M
Net Debt	$307.00K	$277.12M	$257.17M	—

MCB Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$85.89M	$42.43M	$148.46M	$88.68M
Capital Expenditure	-$19.25M	-$5.75M	-$2.63M	-$6.26M
Free Cash Flow	$66.65M	$36.68M	$145.83M	$82.42M
Depreciation & Amortisation	$9.71M	$7.14M	-$11.41M	-$11.05M
Stock-Based Compensation	$7.84M	$9.77M	$8.90M	$8.93M
Investing Cash Flow	-$1.23B	-$775.45M	-$369.61M	-$762.96M
Financing Cash Flow	-$958.47M	$745.07M	$151.96M	$867.60M
Dividends Paid	—	$0.00	$0.00	-$3.12M
Share Repurchases	-$1.56M	-$3.17M	-$4.58M	-$77.02M
Net Change in Cash	-$2.10B	$12.05M	-$69.20M	$193.32M

MCB Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$76.27M	$79.84M	$88.41M	$88.49M	$93.01M
Selling, General & Admin	$23.25M	$23.65M	$21.97M	$26.00M	$26.65M
Pretax Income	$26.78M	$10.18M	$41.18M	$44.39M	$27.88M
Income Tax	$8.02M	$3.06M	$12.32M	$12.96M	$8.66M
Net Income	$18.77M	$7.12M	$28.86M	$31.43M	$19.22M
Diluted EPS	1.76	0.67	2.77	2.92	1.54
Diluted Shares	10.68M	10.59M	10.42M	10.76M	12.52M

MCB Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$152.45M	$385.94M	$393.59M	$672.39M	$239.26M
Total Assets	$7.85B	$8.23B	$8.26B	$8.84B	$8.86B
Long-Term Debt	$217.37M	$292.36M	$10.97M	$15.97M	$15.94M
Total Debt	$217.37M	$292.36M	$10.97M	$15.97M	$15.94M
Total Liabilities	$7.13B	$7.50B	$7.51B	$7.90B	$7.89B
Retained Earnings	$417.78M	$423.34M	$450.64M	$479.18M	$495.03M
Shareholders' Equity	$722.97M	$732.04M	$743.11M	$948.34M	$968.17M
Net Debt	$64.91M	—	—	—	—

MCB Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$18.38M	$31.80M	$30.74M	$55.03M	-$10.77M
Capital Expenditure	-$878.00K	-$305.00K	-$2.89M	-$2.67M	-$1.26M
Free Cash Flow	$17.51M	$31.49M	$27.85M	$52.36M	-$12.03M
Depreciation & Amortisation	-$1.96M	-$5.37M	-$2.27M	-$3.05M	-$1.68M
Stock-Based Compensation	$2.59M	$2.65M	$1.86M	$3.23M	$4.17M
Investing Cash Flow	-$281.42M	-$150.45M	-$24.37M	-$313.83M	-$410.33M
Financing Cash Flow	$219.03M	$352.14M	$1.28M	$537.61M	-$12.02M
Dividends Paid	$0.00	-$1.56M	-$1.56M	-$2.02M	-$3.37M
Share Repurchases	-$37.95M	-$2.74M	-$20.20M	-$14.42M	-$380.00K
Net Change in Cash	-$44.01M	$233.48M	$7.65M	$278.81M	-$433.13M

Market Snapshot

About

Metropolitan Bank Holding Corp. is a bank holding company operating Metropolitan Commercial Bank, a New York-based commercial bank serving businesses, professionals, and high-net-worth individuals. The bank specializes in tailored banking solutions, including commercial real estate lending, healthcare banking, and deposit products for businesses requiring sophisticated treasury management.