LIFE

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Ethos Technologies Inc.

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Key Metrics

Previous Close: $32.85
52-Week Range: $9.45 – $35.69
Market Cap: $3.21B
P/E (TTM): —
EPS (TTM): -1.70
Dividend Yield: —

Advanced Metrics

Price/Book: 4.49
PEG Ratio: —
Return on Equity: -26.11%
Return on Assets: -11.15%
Gross Margin: 98.13%
Operating Margin: 9.56%
Profit Margin: -18.15%
Current Ratio: 1.52
Debt/Equity: 0.00
Total Debt: $1.77M
Free Cash Flow: $201.89M
Revenue Growth: 113.40%
Earnings Growth: -5.30%
Enterprise Value: $1.97B

LIFE Income statement, annual periods, in USD
USD	FY2023	FY2024	FY2025
Revenue	$159.75M	$254.93M	$387.61M
Cost of Revenue	$5.90M	$6.53M	$6.73M
Gross Profit	$153.85M	$248.40M	$380.88M
Selling, General & Admin	$128.76M	$171.08M	$268.96M
Operating Expenses	$156.76M	$199.65M	$307.95M
Operating Income	-$2.91M	$48.75M	$72.92M
EBITDA	$8.71M	$60.01M	$85.18M
Pretax Income	$2.27M	$53.94M	$75.74M
Income Tax	$586.00K	$5.10M	$4.59M
Net Income	$1.69M	$48.83M	$71.15M
Diluted EPS	0.03	0.78	1.14
Diluted Shares	62.56M	62.56M	62.56M

LIFE Balance Sheet statement, annual periods, in USD
USD	FY2023	FY2024	FY2025
Cash & Equivalents	$25.02M	$35.08M	$91.09M
Receivables	$17.73M	$45.38M	$65.28M
Current Assets	$148.88M	$174.81M	$245.80M
Total Assets	$279.65M	$395.88M	$515.34M
Current Liabilities	$27.09M	$67.60M	$113.19M
Total Debt	$798.00K	$2.62M	$2.35M
Total Liabilities	$438.83M	$503.03M	$539.45M
Retained Earnings	-$222.50M	-$173.66M	-$102.51M
Shareholders' Equity	-$159.18M	-$107.15M	-$24.12M
Working Capital	$121.78M	$107.21M	$132.61M

LIFE Cash Flow statement, annual periods, in USD
USD	FY2023	FY2024	FY2025
Operating Cash Flow	-$37.12M	-$10.91M	$36.23M
Capital Expenditure	-$4.91M	-$4.58M	-$6.28M
Free Cash Flow	-$42.03M	-$15.49M	$29.95M
Depreciation & Amortisation	$5.73M	$5.48M	$6.26M
Stock-Based Compensation	$3.61M	$3.17M	$10.60M
Investing Cash Flow	-$9.16M	-$896.00K	$31.87M
Financing Cash Flow	-$1.64M	$21.86M	-$12.05M
Net Change in Cash	-$47.92M	$10.05M	$56.04M

LIFE Income statement, quarterly periods, in USD
USD	Q4 2024	Q1 2025	Q3 2025	Q4 2025	Q1 2026
Revenue	$66.52M	$94.89M	—	$110.08M	$193.10M
Cost of Revenue	$1.56M	$1.57M	—	$2.06M	$3.23M
Gross Profit	$64.97M	$93.31M	—	$108.02M	$189.87M
Selling, General & Admin	$44.83M	$69.78M	—	$73.35M	$324.75M
Operating Expenses	$52.46M	$80.77M	—	$83.55M	$353.18M
Operating Income	$12.50M	$12.54M	—	$24.47M	-$163.31M
EBITDA	$15.12M	$15.65M	—	$27.17M	-$160.28M
Pretax Income	$13.71M	$13.11M	—	$25.13M	-$162.55M
Income Tax	$4.16M	$864.00K	—	$564.00K	$3.85M
Net Income	$9.55M	$12.25M	—	$24.56M	-$166.39M
Diluted EPS	—	0.20	—	0.39	-3.57
Diluted Shares	—	62.56M	62.56M	62.56M	48.13M

Market Snapshot

About

Ethos Technologies Inc. is a technology company focused on digital life insurance distribution and underwriting. The company leverages data science, machine learning, and modern user experience design to simplify the life insurance application process. Ethos partners with insurance carriers to offer term life insurance products directly to consumers through its online platform, aiming to make life insurance more accessible and affordable.