LDI

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loanDepot, Inc. Class A

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Key Metrics

Previous Close: $0.88
52-Week Range: $0.83 – $5.05
Market Cap: $386.60M
P/E (TTM): —
EPS (TTM): -0.31
Dividend Yield: —

Advanced Metrics

Price/Book: 0.61
PEG Ratio: —
Return on Equity: -26.71%
Return on Assets: -1.60%
Gross Margin: 88.95%
Operating Margin: -2.02%
Profit Margin: -5.50%
Current Ratio: 1.36
Debt/Equity: 18.07
Total Debt: $6.02B
Free Cash Flow: —
Revenue Growth: 9.70%
Earnings Growth: —
Enterprise Value: $5.98B

LDI Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$1.08B	$711.58M	$743.73M	$896.59M
Selling, General & Admin	$1.53B	$918.62M	$937.38M	$965.29M
Pretax Income	-$689.98M	-$278.31M	-$242.85M	-$120.53M
Income Tax	-$79.59M	-$42.80M	-$40.70M	-$13.00M
Net Income	-$273.02M	-$110.14M	-$98.33M	-$62.65M
Diluted EPS	-1.75	-0.63	-0.53	-0.30
Diluted Shares	156.03M	174.91M	185.64M	211.02M

LDI Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$863.96M	$660.71M	$421.58M	$337.23M
Receivables	$160.30M	$106.23M	$82.80M	$61.24M
Total Assets	$6.61B	$6.15B	$6.34B	$6.86B
Long-Term Debt	$1.33B	$2.20B	$1.94B	$2.02B
Total Debt	$4.50B	$4.19B	$4.36B	$4.96B
Total Liabilities	$5.69B	$5.45B	$5.84B	$6.47B
Retained Earnings	-$342.14M	-$451.71M	-$550.62M	-$614.40M
Shareholders' Equity	$433.50M	$353.18M	$272.89M	$234.51M
Net Debt	$3.57B	$3.48B	$3.90B	$4.59B

LDI Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$4.46B	-$174.22M	-$858.31M	-$707.51M
Capital Expenditure	-$43.21M	-$20.61M	-$26.39M	-$27.10M
Free Cash Flow	$4.42B	-$194.83M	-$884.69M	-$734.61M
Depreciation & Amortisation	$62.97M	$55.42M	$47.12M	$36.62M
Stock-Based Compensation	$20.58M	$21.99M	$24.92M	$12.22M
Investing Cash Flow	$667.76M	$165.66M	$487.94M	$14.51M
Financing Cash Flow	-$4.77B	-$226.09M	$151.74M	$566.80M
Dividends Paid	-$119.26M	-$2.98M	-$3.26M	-$2.47M
Share Repurchases	-$430.00K	-$3.21M	-$3.85M	-$9.29M
Net Change in Cash	$359.90M	-$234.65M	-$218.63M	-$126.20M

LDI Income statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Revenue	$198.65M	$213.53M	$247.41M	$237.00M	$210.34M
Selling, General & Admin	$232.54M	$231.72M	$244.20M	$256.82M	$251.25M
Pretax Income	-$46.10M	-$32.33M	-$10.29M	-$31.80M	-$55.11M
Income Tax	-$5.41M	-$7.06M	-$1.55M	$1.02M	-$171.00K
Net Income	-$21.90M	-$13.39M	-$4.88M	-$22.48M	-$37.49M
Diluted EPS	-0.11	-0.06	-0.02	-0.10	-0.16
Diluted Shares	200.79M	207.95M	211.44M	223.76M	228.96M

LDI Balance Sheet statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Cash & Equivalents	$371.48M	$408.62M	$459.16M	$337.23M	$277.42M
Receivables	—	—	—	$61.24M	—
Total Assets	$6.42B	$6.21B	$6.24B	$6.86B	$7.25B
Long-Term Debt	$1.94B	$1.98B	$2.01B	$2.02B	$1.96B
Total Debt	$4.46B	$4.43B	$4.43B	$4.96B	$5.09B
Total Liabilities	$5.95B	$5.77B	$5.81B	$6.47B	$6.91B
Retained Earnings	-$573.59M	-$587.52M	-$592.38M	-$614.40M	-$651.75M
Shareholders' Equity	$261.57M	$272.16M	$259.37M	$234.51M	$204.27M
Net Debt	$4.06B	$3.99B	$3.93B	$4.59B	$4.78B

LDI Cash Flow statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Operating Cash Flow	-$176.75M	$64.49M	$43.41M	-$638.66M	-$169.35M
Capital Expenditure	-$6.80M	-$6.23M	-$4.73M	-$9.34M	-$7.85M
Free Cash Flow	-$183.55M	$58.25M	$38.68M	-$648.00M	-$177.20M
Depreciation & Amortisation	$10.47M	$9.11M	$9.15M	$7.89M	$8.82M
Stock-Based Compensation	$5.72M	-$2.26M	$3.60M	$5.16M	$6.39M
Investing Cash Flow	-$344.00K	$11.86M	$11.38M	-$8.38M	-$4.78M
Financing Cash Flow	$95.60M	-$43.98M	-$7.02M	$522.19M	$130.29M
Dividends Paid	-$2.08M	-$1.08M	$5.00K	$687.00K	—
Share Repurchases	-$635.00K	-$1.61M	-$6.39M	-$655.00K	-$71.00K
Net Change in Cash	-$81.49M	$32.37M	$47.77M	-$124.85M	-$43.83M

Market Snapshot

About

loanDepot is a digital mortgage lending company offering home purchase loans, refinancing, and other lending products through both online and retail channels. The company utilizes proprietary technology platform mello to streamline the lending process for consumers. loanDepot operates as a non-bank lender serving customers across the United States.