KNSL

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Kinsale Capital Group, Inc.

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Key Metrics

Previous Close: $334.53
52-Week Range: $287.20 – $485.00
Market Cap: $7.51B
P/E (TTM): 13.38
EPS (TTM): 24.65
Dividend Yield: 0.30%

Advanced Metrics

Price/Book: 3.69
PEG Ratio: 0.98
Return on Equity: 30.27%
Return on Assets: 7.56%
Gross Margin: 31.14%
Operating Margin: 40.68%
Profit Margin: 28.49%
Current Ratio: 0.19
Debt/Equity: 0.11
Total Debt: $224.54M
Free Cash Flow: $982.10M
Revenue Growth: 16.80%
Earnings Growth: 34.00%
Enterprise Value: $7.52B

KNSL Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$838.80M	$1.22B	$1.59B	$1.87B
Pretax Income	$195.56M	$384.02M	$514.72M	$634.30M
Income Tax	$36.45M	$75.92M	$99.87M	$130.69M
Net Income	$159.11M	$308.09M	$414.84M	$503.61M
Diluted EPS	6.88	13.22	17.78	21.65
Diluted Shares	23.13M	23.31M	23.33M	23.26M

KNSL Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$156.27M	$126.69M	$113.21M	$163.36M
Receivables	$326.21M	$391.05M	$477.92M	$518.92M
Total Assets	$2.75B	$3.77B	$4.89B	$6.04B
Long-Term Debt	$195.75M	$183.85M	$173.12M	$173.40M
Total Debt	$195.75M	$183.85M	$184.12M	$224.40M
Total Liabilities	$2.00B	$2.69B	$3.40B	$4.08B
Retained Earnings	$533.12M	$828.25M	$1.23B	$1.72B
Shareholders' Equity	$745.45M	$1.09B	$1.48B	$1.96B
Net Debt	$39.47M	$57.15M	$70.91M	$61.04M

KNSL Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$557.82M	$859.84M	$976.30M	$1.04B
Capital Expenditure	-$6.90M	-$6.61M	-$23.94M	-$53.69M
Free Cash Flow	$550.91M	$853.23M	$952.36M	$990.05M
Depreciation & Amortisation	$2.72M	$3.27M	$5.80M	$5.83M
Stock-Based Compensation	$6.68M	$9.36M	$14.15M	$17.88M
Investing Cash Flow	-$708.57M	-$860.89M	-$960.13M	-$922.21M
Financing Cash Flow	$185.99M	-$28.52M	-$29.66M	-$71.38M
Dividends Paid	-$11.93M	-$12.95M	-$13.94M	-$15.78M
Share Repurchases	$0.00	$0.00	-$10.00M	-$90.00M
Net Change in Cash	$35.23M	-$29.58M	-$13.48M	$50.15M

KNSL Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$469.81M	$497.50M	$483.27M	$466.71M	$548.52M
Pretax Income	$168.29M	$178.88M	$174.82M	$139.66M	$219.80M
Income Tax	$34.17M	$37.23M	$36.20M	$27.11M	$43.93M
Net Income	$134.12M	$141.65M	$138.62M	$112.55M	$175.87M
Diluted EPS	5.76	6.09	5.99	4.88	7.72
Diluted Shares	23.29M	23.27M	23.16M	23.06M	22.79M

KNSL Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$138.10M	$170.16M	$163.36M	$223.26M	$210.51M
Receivables	$555.64M	$515.23M	$518.92M	$541.82M	$563.14M
Total Assets	$5.56B	$5.83B	$6.04B	$6.22B	$6.43B
Long-Term Debt	$184.26M	$173.33M	$173.40M	$173.47M	$173.53M
Total Debt	$184.26M	$199.33M	$224.40M	$224.47M	$224.53M
Total Liabilities	$3.83B	$3.97B	$4.08B	$4.25B	$4.39B
Retained Earnings	$1.44B	$1.58B	$1.72B	$1.82B	$1.99B
Shareholders' Equity	$1.72B	$1.87B	$1.96B	$1.97B	$2.04B
Net Debt	$46.16M	$29.17M	$61.04M	$1.20M	$14.02M

KNSL Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$269.09M	$303.47M	$241.39M	$248.87M	$241.91M
Capital Expenditure	-$17.01M	-$13.93M	-$10.60M	-$7.55M	-$2.79M
Free Cash Flow	$252.08M	$289.54M	$230.79M	$241.32M	$239.12M
Investing Cash Flow	-$259.29M	-$262.60M	-$219.36M	-$114.43M	-$149.07M
Financing Cash Flow	-$13.73M	-$8.81M	-$28.84M	-$74.53M	-$105.59M
Dividends Paid	-$3.94M	-$3.94M	-$3.91M	-$5.81M	-$5.66M
Share Repurchases	-$10.00M	-$20.00M	-$50.00M	-$62.50M	-$100.58M
Net Change in Cash	-$3.92M	$32.06M	-$6.80M	$59.90M	-$12.75M

Market Snapshot

About

Kinsale Capital Group, Inc. is a specialty insurance company focused on the excess and surplus lines (E&S) market. The company underwrites niche, hard-to-place risks that are typically declined by standard insurance carriers. Kinsale operates with a low-cost structure and offers a broad range of commercial property and casualty insurance products.