KLAR

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Klarna Group plc

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Key Metrics

Previous Close: $12.45
52-Week Range: $12.06 – $44.75
Market Cap: $4.74B
P/E (TTM): —
EPS (TTM): -0.52
Dividend Yield: 0.00%

Advanced Metrics

Price/Book: 1.94
PEG Ratio: 0.08
Return on Equity: -4.29%
Return on Assets: -0.08%
Gross Margin: 36.84%
Operating Margin: 2.97%
Profit Margin: -3.52%
Current Ratio: 23.15
Debt/Equity: 0.66
Total Debt: $1.75B
Free Cash Flow: $798.37M
Revenue Growth: 26.60%
Earnings Growth: —
Enterprise Value: $1.91B

KLAR Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$1.90B	$2.28B	$2.81B	$3.51B
Cost of Revenue	$1.07B	$894.00M	$1.09B	$1.60B
Gross Profit	$834.00M	$1.38B	$1.72B	$1.91B
Research & Development	$430.00M	$389.00M	$444.00M	$486.00M
Selling, General & Admin	$851.00M	$651.00M	$609.00M	$720.00M
Operating Expenses	$1.67B	$1.41B	$1.34B	$1.47B
Operating Income	-$833.00M	-$26.00M	$382.00M	$439.00M
EBITDA	-$729.00M	$220.00M	$725.00M	$551.00M
Pretax Income	-$1.04B	-$304.00M	$33.00M	-$241.00M
Income Tax	-$3.00M	-$60.00M	$12.00M	$32.00M
Net Income	-$1.03B	-$244.00M	$9.00M	-$294.00M
Diluted EPS	-2.75	-0.66	0.01	-0.79
Diluted Shares	377.26M	377.26M	377.26M	370.65M

KLAR Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$336.00M	$808.00M	$587.00M	-$1.03B
Capital Expenditure	-$105.00M	-$85.00M	-$45.00M	-$30.00M
Free Cash Flow	$231.00M	$723.00M	$542.00M	-$1.06B
Depreciation & Amortisation	$162.00M	$227.00M	$189.00M	$125.00M
Stock-Based Compensation	$56.00M	$43.00M	$92.00M	$157.00M
Investing Cash Flow	-$459.00M	-$83.00M	$154.00M	-$30.00M
Financing Cash Flow	$18.00M	-$62.00M	$312.00M	$988.00M
Net Change in Cash	-$105.00M	$663.00M	$1.05B	-$74.00M

KLAR Income statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Revenue	$701.00M	$823.00M	$903.00M	$1.08B	$1.01B
Cost of Revenue	$164.00M	$361.00M	$208.00M	$1.04B	$266.00M
Gross Profit	$537.00M	$462.00M	$695.00M	$39.00M	$746.00M
Research & Development	$115.00M	$120.00M	$123.00M	$128.00M	$129.00M
Selling, General & Admin	$185.00M	$158.00M	$179.00M	$199.00M	$186.00M
Operating Expenses	$497.00M	$361.00M	$598.00M	-$161.00M	$558.00M
Operating Income	$40.00M	$101.00M	$97.00M	$200.00M	$188.00M
EBITDA	$52.00M	$152.00M	$96.00M	$268.00M	$187.00M
Pretax Income	-$92.00M	-$46.00M	-$87.00M	-$17.00M	$15.00M
Income Tax	$7.00M	$7.00M	$8.00M	$10.00M	$14.00M
Net Income	-$101.00M	-$52.00M	-$95.00M	-$47.00M	-$5.00M
Diluted EPS	-0.27	-0.14	-0.25	—	-0.01
Diluted Shares	377.26M	377.26M	371.58M	—	378.04M

KLAR Balance Sheet statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Cash & Equivalents	$4.11B	$5.50B	$6.79B	$3.80B	$2.81B
Receivables	$8.89B	$8.50B	$10.65B	$11.27B	$10.27B
Current Assets	$13.03B	$14.64B	$17.44B	$15.92B	$14.27B
Total Assets	$15.53B	$19.19B	$20.78B	$18.80B	$17.99B
Current Liabilities	$12.50B	$15.77B	$15.34B	$14.58B	$13.79B
Long-Term Debt	$494.00M	$697.00M	$2.56B	$1.26B	$1.27B
Total Debt	$611.00M	$810.00M	$2.61B	$1.43B	$1.36B
Total Liabilities	$13.18B	$16.68B	$18.16B	$16.11B	$15.35B
Retained Earnings	-$2.20B	-$2.28B	-$2.47B	$2.17B	$2.17B
Shareholders' Equity	$2.17B	$2.34B	$2.45B	$2.51B	$2.46B
Working Capital	$530.00M	-$1.13B	$2.10B	$1.35B	$482.00M

KLAR Cash Flow statement, quarterly periods, in USD
USD	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Operating Cash Flow	$607.00M	$927.00M	$472.00M	-$3.04B	-$952.00M
Capital Expenditure	-$7.00M	-$7.00M	-$8.00M	-$8.00M	-$8.00M
Free Cash Flow	$600.00M	$920.00M	$464.00M	-$3.05B	-$960.00M
Depreciation & Amortisation	$26.00M	$51.00M	$25.00M	$23.00M	$17.00M
Stock-Based Compensation	$59.00M	$26.00M	$39.00M	$33.00M	$29.00M
Investing Cash Flow	-$7.00M	-$7.00M	-$8.00M	-$8.00M	-$8.00M
Financing Cash Flow	$9.00M	$145.00M	$809.00M	$25.00M	$25.00M
Net Change in Cash	$609.00M	$1.06B	$1.27B	-$3.02B	-$935.00M

Market Snapshot

About

Klarna Group plc is a Swedish fintech company that provides payment solutions and shopping services to consumers and merchants globally. The company is best known for its buy now, pay later (BNPL) services, allowing consumers to split purchases into installments with flexible payment options. Klarna operates a platform that connects millions of consumers with retailers through a seamless checkout experience and personalized shopping features. The company has expanded significantly across Europe, North America, and other markets, partnering with thousands of retail brands.