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ING Group, N.V.

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Key Metrics

Previous Close: $34.69
52-Week Range: $23.63 – $36.24
Market Cap: $98.48B
P/E (TTM): 12.92
EPS (TTM): 2.67
Dividend Yield: 3.81%

Advanced Metrics

Price/Book: 1.70
PEG Ratio: 2.25
Return on Equity: 17.12%
Return on Assets: 0.80%
Gross Margin: 0.00%
Operating Margin: 49.10%
Profit Margin: 34.49%
Current Ratio: —
Debt/Equity: —
Total Debt: $262.07B
Free Cash Flow: —
Revenue Growth: 11.10%
Earnings Growth: 22.10%
Enterprise Value: $114.31B

ING Income statement, annual periods, in EUR
EUR	FY2022	FY2023	FY2024	FY2025
Revenue	$18.89B	$22.67B	$22.55B	$22.90B
Selling, General & Admin	$7.18B	$7.09B	$7.63B	$8.04B
Pretax Income	$5.50B	$10.49B	$9.30B	$9.15B
Income Tax	$1.73B	$2.97B	$2.65B	$2.54B
Net Income	$3.67B	$7.29B	$6.39B	$6.33B
Diluted EPS	1.01	2.04	1.98	2.12
Diluted Shares	3.62B	3.57B	3.23B	2.99B

ING Balance Sheet statement, annual periods, in EUR
EUR	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$87.61B	$90.21B	$70.35B	$52.89B
Receivables	$900.00M	$834.00M	$984.00M	$938.00M
Total Assets	$967.82B	$975.58B	$1.02T	$1.05T
Long-Term Debt	$118.32B	$148.84B	$170.21B	$178.17B
Total Debt	$119.50B	$150.00B	$171.33B	$179.22B
Total Liabilities	$917.41B	$923.40B	$969.24B	$1.00T
Retained Earnings	$34.94B	$36.85B	$33.85B	$35.63B
Shareholders' Equity	$49.91B	$51.24B	$50.31B	$49.70B
Net Debt	$30.71B	$58.62B	$99.86B	$125.28B

ING Cash Flow statement, annual periods, in EUR
EUR	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	-$11.11B	-$11.34B	-$22.54B	-$6.38B
Capital Expenditure	-$231.00M	-$246.00M	-$332.00M	-$351.00M
Free Cash Flow	-$11.34B	-$11.59B	-$22.88B	-$6.73B
Depreciation & Amortisation	$711.00M	$674.00M	$673.00M	$665.00M
Investing Cash Flow	-$5.31B	-$8.54B	-$6.03B	-$15.70B
Financing Cash Flow	$4.65B	$18.40B	$5.37B	$8.24B
Dividends Paid	-$3.09B	-$2.97B	-$3.88B	-$3.88B
Net Change in Cash	-$11.77B	-$1.48B	-$23.20B	-$13.83B

ING Income statement, quarterly periods, in EUR
EUR	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$5.70B	$5.85B	$5.80B	$5.82B	$6.26B
Pretax Income	$2.37B	$2.56B	$2.10B	$2.26B	$2.92B
Income Tax	$633.00M	$703.00M	$606.00M	$652.00M	$902.00M
Net Income	$1.68B	$1.79B	$1.41B	$1.56B	$1.95B
Diluted EPS	—	0.60	0.48	0.54	—
Diluted Shares	—	2.96B	2.92B	2.89B	—

ING Balance Sheet statement, quarterly periods, in EUR
EUR	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$75.56B	$82.87B	$52.89B	$68.59B	$64.95B
Receivables	$489.00M	—	$938.00M	—	$408.00M
Total Assets	$1.09T	$1.09T	$1.05T	$1.14T	$1.16T
Long-Term Debt	$167.58B	$170.48B	$178.17B	$182.90B	$185.08B
Total Debt	$167.58B	$170.48B	$179.22B	$182.90B	$185.08B
Total Liabilities	$1.04T	$1.04T	$1.00T	$1.09T	$1.11T
Retained Earnings	$35.13B	—	$35.63B	—	$35.16B
Shareholders' Equity	$49.12B	$49.45B	$49.70B	$50.87B	$50.24B
Net Debt	$92.02B	$87.61B	$125.28B	$114.31B	$120.13B

Market Snapshot

About

ING Group, N.V. is a Dutch multinational banking and financial services corporation headquartered in Amsterdam. The company offers retail and wholesale banking services to individuals, families, and businesses across Europe, Asia, and beyond. ING provides savings accounts, mortgages, investment products, business loans, and payment services through both traditional branches and its digital banking platform. Known for its digital-first approach, ING has become one of Europe's largest banks by total assets and serves tens of millions of customers globally.