HOMB

Home BancShares, Inc. operates as a bank holding company headquartered in Conway, Arkansas, primarily conducting business through its wholly-owned subsidiary, Centennial Bank. The company provides a comprehensive range of commercial and retail banking services across approximately 180 banking locations in Arkansas, Florida, and Alabama. Centennial Bank offers traditional deposit products including checking, savings, and money market accounts, alongside lending services that encompass commercial real estate loans, construction financing, residential mortgages, and consumer lending. The company has grown significantly through strategic acquisitions, including the notable purchase of Happy Bancshares in 2017, which expanded its Florida presence substantially. Home BancShares maintains a community banking model while leveraging modern technology platforms to serve both individual and business customers. As of recent reports, the company employs over 2,000 people and manages assets exceeding $20 billion, positioning it among the larger regional banking institutions in the South. The bank emphasizes relationship-based banking with a focus on commercial real estate and small-to-medium business lending. Home BancShares trades on the NASDAQ under the ticker symbol HOMB and maintains its operational strength through decentralized decision-making that allows local market presidents significant autonomy in lending and customer relationship management.