Horace Mann Educators Corp.
Key Metrics
- Previous Close
- $50.39
- 52-Week Range
- $41.29 – $55.56
- Market Cap
- $2.04B
- P/E (TTM)
- 11.78
- EPS (TTM)
- 4.28
- Dividend Yield
- 2.86%
Advanced Metrics
- Price/Book
- 1.36
- PEG Ratio
- 1.16
- Return on Equity
- 12.38%
- Return on Assets
- 1.05%
- Gross Margin
- 39.49%
- Operating Margin
- 13.21%
- Profit Margin
- 10.15%
- Current Ratio
- 2.87
- Debt/Equity
- 0.40
- Total Debt
- $594.20M
- Free Cash Flow
- $222.65M
- Revenue Growth
- 7.70%
- Earnings Growth
- 42.30%
- Enterprise Value
- $2.41B
Market Snapshot
About
Horace Mann Educators Corporation provides insurance and financial products specifically designed for educators and school employees in the United States. Headquartered in Springfield, Illinois, the company operates through four primary segments: Property & Casualty, Life & Retirement, Supplemental & Group Benefits, and Corporate & Other. The company offers auto, home, renters, and dwelling fire insurance through its Property & Casualty segment, while its Life & Retirement division provides life insurance and tax-qualified retirement products including annuities. The Supplemental segment delivers voluntary insurance products such as cancer, heart, hospital, and supplemental disability coverage.
Founded in 1945, Horace Mann distributes its products through a network of approximately 600 exclusive agents who focus exclusively on serving educators. The company maintains relationships with more than 4,000 school districts across the country and serves approximately 1.1 million customers. With over 1,300 employees, Horace Mann has established itself as a specialized provider in the niche educator market.
Recent strategic initiatives include digital transformation efforts to enhance customer experience and agent productivity, expansion of its distribution network, and continued development of products tailored to educators' unique needs. The company trades on the New York Stock Exchange under the ticker symbol HMEC and has maintained its specialized focus on the education community for nearly eight decades.