HFWA

Heritage Financial Corporation operates as the bank holding company for Heritage Bank, providing commercial and consumer banking services primarily in Washington and Oregon. Headquartered in Olympia, Washington, the company operates approximately 60 branch locations across the Pacific Northwest. Heritage Bank offers a comprehensive range of financial products including commercial and agricultural business banking, consumer lending, mortgage lending, and small business loans. The bank serves small to medium-sized businesses, professionals, and individual consumers through its community banking model. As of recent filings, Heritage Financial reports total assets exceeding $6 billion with a loan portfolio concentrated in commercial real estate, residential mortgages, and construction lending. The company maintains a strong presence in its core markets, emphasizing relationship-based banking and local decision-making. Heritage Financial has grown both organically and through strategic acquisitions, having completed several bank mergers over the past decade to expand its market footprint. The company focuses on maintaining strong credit quality, competitive net interest margins, and efficient operations while serving the banking needs of its Pacific Northwest communities. Heritage Financial trades on NASDAQ under the ticker symbol HFWA and regularly returns capital to shareholders through dividends.