HFBL

Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, a federally chartered savings bank serving communities in northern and central Louisiana. Headquartered in Shreveport, the company provides traditional banking services including residential and commercial real estate loans, consumer loans, and deposit products through its branch network. Home Federal Bank focuses primarily on one-to-four family residential mortgage lending, which constitutes the majority of its loan portfolio, alongside commercial real estate, construction, and consumer lending activities. The bank serves retail and business customers through multiple full-service branches located in Caddo, Bossier, Webster, Ouachita, and Rapides parishes. As a community-oriented financial institution, Home Federal emphasizes personalized customer service and local decision-making while maintaining conservative underwriting standards. The company generates revenue primarily through net interest income from its loan portfolio and investment securities, supplemented by fee income from deposit services and loan origination activities. Home Federal Bancorp trades on the NASDAQ Capital Market under the ticker symbol HFBL. The institution maintains a traditional thrift business model, funded predominantly by retail deposits and focused on supporting homeownership and small business growth within its market areas. The company operates with emphasis on maintaining strong capital ratios and asset quality while managing interest rate risk inherent in its mortgage-focused lending operations.