HDB

HDFC Bank Limited operates as one of India's largest private sector banks, providing a comprehensive range of banking and financial services to retail and corporate customers. Headquartered in Mumbai, the bank was incorporated in 1994 following the liberalization of India's banking sector and has grown to serve over 85 million customers through a network of approximately 8,300 branches and 20,000 ATMs across India as of 2024. The bank offers retail banking products including savings and current accounts, deposits, loans, credit cards, and investment services, alongside wholesale banking services such as corporate finance, trade services, treasury operations, and cash management solutions. HDFC Bank holds a leading position in India's private banking sector with assets exceeding ₹24 trillion and maintains one of the industry's strongest asset quality ratios. In July 2023, the bank completed its merger with Housing Development Finance Corporation Limited (HDFC Ltd.), its parent company and India's largest housing finance provider, creating the fourth-largest bank globally by market capitalization at the time of merger. This strategic consolidation expanded the bank's balance sheet significantly and strengthened its retail loan portfolio. The bank employs over 200,000 people and is recognized for its technology-driven approach, robust risk management framework, and consistent financial performance across economic cycles.