HCI

HCI Group, Inc. operates as a holding company providing property and casualty insurance and reinsurance services, primarily in Florida. Headquartered in Tampa, Florida, the company conducts its insurance operations through subsidiary TypTap Insurance Company and its reinsurance operations through Greenleaf Capital, Ltd. HCI's primary business focuses on homeowners insurance, offering comprehensive coverage including wind, flood, and other property-related perils in coastal and catastrophe-prone regions. The company maintains a significant market presence in Florida's residential insurance market, where it serves thousands of policyholders across the state. HCI utilizes a technology-driven approach to underwriting and policy administration, operating through its proprietary TypTap platform that enables digital policy issuance and management. The company also generates revenue through its real estate subsidiary, which owns and operates commercial and residential properties in Florida. HCI employs a disciplined underwriting strategy and maintains reinsurance programs to manage catastrophic risk exposure. In recent years, the company has focused on organic growth initiatives while expanding its technological capabilities to improve operational efficiency and customer experience. With total assets exceeding $500 million, HCI positions itself as a specialty property insurance provider serving markets characterized by elevated catastrophic risk exposure.