FUSB

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First US Bancshares, Inc.

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Key Metrics

Previous Close: $16.42
52-Week Range: $10.81 – $16.99
Market Cap: $90.55M
P/E (TTM): 12.46
EPS (TTM): 1.32
Dividend Yield: 1.70%

Advanced Metrics

Price/Book: 0.87
PEG Ratio: —
Return on Equity: 7.53%
Return on Assets: 0.68%
Gross Margin: 0.00%
Operating Margin: 22.63%
Profit Margin: 19.49%
Current Ratio: —
Debt/Equity: —
Total Debt: $37.70M
Free Cash Flow: —
Revenue Growth: 29.90%
Earnings Growth: 1064.80%
Enterprise Value: $62.69M

FUSB Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$40.09M	$40.71M	$39.73M	$41.04M
Selling, General & Admin	$18.15M	$18.13M	$17.35M	$17.09M
Pretax Income	$9.01M	$11.27M	$10.75M	$7.94M
Income Tax	$2.15M	$2.79M	$2.58M	$1.94M
Net Income	$6.86M	$8.48M	$8.17M	$5.99M
Diluted EPS	1.06	1.33	1.33	1.00
Diluted Shares	6.48M	6.38M	6.14M	5.99M

FUSB Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$30.15M	$50.28M	$47.22M	$73.55M
Receivables	$3.01M	$3.98M	$3.59M	$3.92M
Total Assets	$994.67M	$1.07B	$1.10B	$1.15B
Long-Term Debt	$10.70M	$10.80M	$10.87M	$10.95M
Total Debt	$30.70M	$20.80M	$20.87M	$10.95M
Total Liabilities	$909.53M	$982.35M	$1.00B	$1.05B
Retained Earnings	$104.46M	$109.96M	$116.86M	$121.25M
Shareholders' Equity	$85.14M	$90.59M	$98.62M	$105.65M
Net Debt	$548.00K	—	—	—

FUSB Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$12.53M	$13.07M	$7.76M	$12.32M
Capital Expenditure	-$1.26M	-$1.46M	-$2.10M	-$3.24M
Free Cash Flow	$11.27M	$11.60M	$5.66M	$9.08M
Depreciation & Amortisation	$1.88M	$1.78M	$1.71M	$1.74M
Stock-Based Compensation	$485.00K	$596.00K	$617.00K	$744.00K
Investing Cash Flow	-$80.20M	-$60.45M	-$30.35M	-$28.12M
Financing Cash Flow	$36.58M	$67.51M	$19.52M	$42.13M
Dividends Paid	-$832.00K	-$1.18M	-$1.26M	-$1.61M
Share Repurchases	-$4.48M	-$1.42M	-$1.64M	-$1.76M
Net Change in Cash	-$31.09M	$20.13M	-$3.06M	$26.33M

FUSB Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$10.32M	$10.52M	$10.42M	$10.05M	—
Selling, General & Admin	$4.41M	$4.21M	$4.25M	$4.35M	—
Pretax Income	$164.00K	$2.52M	$2.93M	$2.46M	—
Income Tax	$9.00K	$583.00K	$798.00K	$515.00K	—
Net Income	$155.00K	$1.94M	$2.13M	$1.95M	—
Diluted EPS	0.03	0.32	0.36	0.33	0.31
Diluted Shares	5.17M	6.05M	5.91M	5.89M	5.65M

FUSB Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$56.04M	$53.95M	$54.69M	$73.55M	$66.59M
Receivables	$3.76M	$3.87M	$3.93M	$3.92M	$3.96M
Total Assets	$1.13B	$1.14B	$1.15B	$1.15B	$1.17B
Long-Term Debt	$10.89M	$10.91M	$10.93M	$10.95M	$10.96M
Total Debt	$35.89M	$30.91M	$20.93M	$10.95M	$10.96M
Total Liabilities	$1.03B	$1.04B	$1.04B	$1.05B	$1.06B
Retained Earnings	$118.24M	$117.99M	$119.52M	$121.25M	$122.80M
Shareholders' Equity	$101.23M	$101.89M	$104.24M	$105.65M	$104.63M

FUSB Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$1.75M	$3.90M	$4.22M	$2.44M	$4.10M
Capital Expenditure	-$70.00K	-$2.25M	-$624.00K	-$296.00K	-$474.00K
Free Cash Flow	$1.69M	$1.65M	$3.60M	$2.15M	$3.63M
Depreciation & Amortisation	$438.00K	$437.00K	$435.00K	$434.00K	$457.00K
Stock-Based Compensation	$172.00K	$209.00K	$185.00K	$178.00K	$189.00K
Investing Cash Flow	-$16.32M	-$20.57M	-$3.68M	$12.45M	-$19.29M
Financing Cash Flow	$23.39M	$14.58M	$193.00K	$3.97M	$8.22M
Dividends Paid	-$401.00K	-$403.00K	-$404.00K	-$400.00K	-$395.00K
Share Repurchases	-$535.00K	$0.00	$0.00	-$1.23M	-$2.20M
Net Change in Cash	$8.82M	-$2.09M	$735.00K	$18.86M	-$6.96M

Market Snapshot

About

First US Bancshares, Inc. is the bank holding company for First US Bank, a community bank serving Alabama and adjacent markets. The bank provides commercial and retail banking services including business loans, residential mortgages, consumer lending, and deposit accounts to individuals and businesses. First US Bancshares operates through multiple branch locations with a focus on relationship banking and local market knowledge. The company emphasizes traditional banking fundamentals and community engagement in its markets.