First Northern Community Bancorp
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About
First Northern Community Bancorp (FNRN) is a California-based bank holding company for First Northern Bank of Dixon, serving individuals and local businesses across several Northern California communities. It is best known as a community-focused regional bank with a history dating back to 1910.
The company generates revenue primarily through traditional banking activities. It makes money from the interest earned on loans and the fees collected from its various deposit and service offerings. Its loan portfolio includes commercial, commercial real estate, agricultural, residential mortgage, and consumer lending. On the deposit side, it offers checking, savings, money market, and time deposit accounts to its customer base.
First Northern provides a range of additional financial services, such as debit and credit cards, investment and brokerage services, and merchant card processing. It also offers services like equipment leasing and payroll processing, often facilitated through third-party partnerships. The bank operates through a network of branches in cities including Auburn, Davis, Sacramento, Fairfield, and Woodland, along with a satellite office in a Davis retirement community and a dedicated residential mortgage loan office.