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FNGO

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MicroSectors FANG Index 2X Leveraged ETNs due January 8, 2038

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MicroSectors FANG Index 2X Leveraged ETNs (FNGO) are exchange-traded notes issued by Bank of Montreal, designed to deliver twice the daily compounded return of an underlying index. The notes are senior unsecured debt obligations of the issuer, maturing in January 2038. They are best known for providing leveraged exposure to a basket of prominent technology and consumer discretionary stocks.

The performance of FNGO is linked to the MicroSectors FANG Index, an equal-dollar weighted index composed of highly-traded growth stocks in the technology and tech-enabled sectors. The notes aim to provide two times the daily compounded return of this index. Investors do not own the underlying stocks but instead hold a note from Bank of Montreal, which promises a return based on this leveraged index performance.

Returns for these ETNs are calculated daily and are subject to the deduction of a Daily Investor Fee and a Daily Financing Charge. These fees reduce the final return paid at maturity or upon early redemption, where an additional Redemption Fee may also apply. The product is intended for investors seeking amplified daily returns from its targeted segment of the market, with the understanding that leverage magnifies both gains and losses relative to the index.