FMBH

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First Mid Bancshares, Inc.

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Key Metrics

Previous Close: $50.11
52-Week Range: $34.16 – $53.36
Market Cap: $1.34B
P/E (TTM): 12.47
EPS (TTM): 4.03
Dividend Yield: 2.07%

Advanced Metrics

Price/Book: 1.21
PEG Ratio: 1.27
Return on Equity: 10.05%
Return on Assets: 1.19%
Gross Margin: 0.00%
Operating Margin: 38.78%
Profit Margin: 26.85%
Current Ratio: —
Debt/Equity: —
Total Debt: $488.02M
Free Cash Flow: —
Revenue Growth: 26.00%
Earnings Growth: 6.10%
Enterprise Value: $1.51B

FMBH Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$254.66M	$274.93M	$318.63M	$342.27M
Selling, General & Admin	$103.40M	$111.31M	$131.01M	$141.44M
Pretax Income	$91.29M	$88.41M	$104.40M	$117.05M
Income Tax	$18.34M	$19.47M	$25.50M	$25.30M
Net Income	$72.95M	$68.94M	$78.90M	$91.75M
Diluted EPS	3.60	3.15	3.30	3.83
Diluted Shares	20.24M	21.87M	23.90M	23.99M

FMBH Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$146.28M	$135.55M	$124.64M	$256.58M
Receivables	$28.36M	$35.08M	$38.64M	$39.95M
Total Assets	$6.74B	$7.59B	$7.52B	$7.97B
Long-Term Debt	$578.99M	$394.60M	$354.27M	$354.46M
Total Debt	$595.02M	$409.21M	$368.46M	$367.67M
Total Liabilities	$6.11B	$6.79B	$6.67B	$7.01B
Retained Earnings	$289.28M	$338.66M	$395.19M	$463.54M
Shareholders' Equity	$633.15M	$793.20M	$846.39M	$958.69M
Net Debt	$432.71M	$259.05M	$229.63M	$97.88M

FMBH Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$65.82M	$72.42M	$124.42M	$130.87M
Capital Expenditure	-$5.02M	-$3.64M	-$4.95M	-$6.85M
Free Cash Flow	$60.80M	$68.78M	$119.48M	$124.03M
Depreciation & Amortisation	$15.06M	$14.90M	$20.78M	$19.77M
Stock-Based Compensation	$1.80M	$1.66M	$2.36M	$2.64M
Investing Cash Flow	-$178.69M	$474.38M	-$7.51M	-$302.63M
Financing Cash Flow	$96.69M	-$556.17M	-$138.76M	$305.45M
Dividends Paid	-$17.83M	-$19.56M	-$22.37M	-$23.39M
Share Repurchases	-$340.00K	-$465.00K	-$659.00K	-$724.00K
Net Change in Cash	-$16.17M	-$9.37M	-$21.85M	$133.70M

FMBH Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$86.31M	$87.22M	$86.30M	$95.42M	—
Selling, General & Admin	$35.27M	$35.40M	$37.31M	$36.78M	—
Pretax Income	$30.13M	$28.77M	$30.00M	$33.90M	—
Income Tax	$6.69M	$6.31M	$6.32M	$7.58M	—
Net Income	$23.44M	$22.46M	$23.68M	$26.33M	—
Diluted EPS	0.98	0.94	0.99	1.06	1.04
Diluted Shares	23.99M	24.00M	24.00M	24.89M	26.60M

FMBH Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$203.91M	$191.97M	$278.06M	$256.58M	$479.14M
Receivables	$95.35M	$96.70M	$92.43M	$39.95M	$46.75M
Total Assets	$7.57B	$7.68B	$7.83B	$7.97B	$9.29B
Long-Term Debt	$298.87M	$348.97M	$349.06M	$354.46M	$341.46M
Total Debt	$313.13M	$362.56M	$362.94M	$367.67M	$383.23M
Total Liabilities	$6.70B	$6.79B	$6.90B	$7.01B	$8.21B
Retained Earnings	$411.63M	$429.34M	$445.84M	$463.54M	$483.89M
Shareholders' Equity	$870.95M	$894.14M	$932.18M	$958.69M	$1.08B
Net Debt	$94.96M	$157.00M	$71.00M	$97.88M	—

FMBH Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$47.88M	$7.75M	$33.04M	$42.20M	$25.08M
Capital Expenditure	-$1.93M	-$1.78M	-$1.10M	-$2.03M	-$1.96M
Free Cash Flow	$45.95M	$5.96M	$31.94M	$40.17M	$23.12M
Depreciation & Amortisation	$5.00M	$4.87M	$4.99M	$4.91M	$5.36M
Stock-Based Compensation	$688.00K	$671.00K	$637.00K	$647.00K	$865.00K
Investing Cash Flow	$4.54M	-$97.67M	-$46.16M	-$163.34M	$79.53M
Financing Cash Flow	$27.82M	$78.47M	$100.19M	$98.97M	$117.50M
Dividends Paid	-$5.73M	-$5.73M	-$5.97M	-$5.97M	-$5.98M
Share Repurchases	$0.00	—	—	—	-$500.00K
Net Change in Cash	$80.25M	-$11.45M	$87.07M	-$22.17M	$222.11M

Market Snapshot

About

First Mid Bancshares, Inc. is a financial holding company operating community banks across Illinois, Missouri, and surrounding states. The company provides commercial and retail banking, wealth management, and insurance services through its principal subsidiary First Mid Bank & Trust and affiliated entities. First Mid's banking operations include commercial lending, agricultural finance, residential mortgages, deposit products, and treasury management services for business and individual customers. The company has grown through a combination of organic expansion and strategic acquisitions of community banks in its operating regions. First Mid Bancshares is headquartered in Mattoon, Illinois.