FMAO

Farmers & Merchants Bancorp, Inc. is the holding company for Farmers & Merchants Bank, a community bank serving northwestern Ohio. The bank provides traditional banking services including commercial and retail lending, deposit accounts, wealth management, and treasury services to individuals, businesses, and agricultural customers. Farmers & Merchants operates through a network of branch locations concentrated in its primary market areas, emphasizing relationship-based banking and local decision-making. The bank's loan portfolio includes commercial real estate, agricultural loans, residential mortgages, and business operating lines. The company is headquartered in Archbold, Ohio.