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Financial Institutions, Inc.

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Financial Institutions, Inc. is a bank holding company headquartered in Warsaw, New York, operating through its subsidiary Five Star Bank and insurance subsidiary. The company provides a full range of banking services including commercial and retail banking, wealth management, employee benefits administration, and insurance products. Financial Institutions serves customers primarily in upstate New York and Western New York through approximately 50 banking offices. The company focuses on relationship banking with an emphasis on small to mid-sized businesses, municipalities, and retail customers. Financial Institutions has a history dating back to 1817 and combines traditional community banking values with modern financial services capabilities.