FINW

+ Watchlist + Portfolio

FinWise Bancorp

GridBrain — Sign in

GridSentinel — Sign in

GridAegis — Sign in

Key Metrics

Previous Close: $14.14
52-Week Range: $12.82 – $22.49
Market Cap: $197.69M
P/E (TTM): 14.83
EPS (TTM): 0.96
Dividend Yield: —

Advanced Metrics

Price/Book: 0.98
PEG Ratio: —
Return on Equity: 7.17%
Return on Assets: 1.55%
Gross Margin: 0.00%
Operating Margin: 8.85%
Profit Margin: 11.71%
Current Ratio: —
Debt/Equity: —
Total Debt: $4.00M
Free Cash Flow: —
Revenue Growth: 55.70%
Earnings Growth: -48.30%
Enterprise Value: $110.67M

FINW Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$88.78M	$76.61M	$82.02M	$129.37M
Selling, General & Admin	$24.49M	$25.75M	$35.20M	$42.29M
Pretax Income	$36.03M	$23.81M	$16.99M	$21.76M
Income Tax	$10.92M	$6.35M	$4.25M	$5.67M
Net Income	$25.11M	$17.46M	$12.74M	$16.09M
Diluted EPS	1.87	1.33	0.93	1.13
Diluted Shares	13.36M	12.91M	13.23M	13.57M

FINW Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$100.57M	$116.97M	$109.16M	$163.40M
Receivables	$11.07M	$44.08M	$82.59M	$86.00M
Total Assets	$400.78M	$586.22M	$745.98M	$977.13M
Long-Term Debt	$314.00K	$190.00K	$64.00K	—
Total Debt	$7.33M	$6.49M	$5.30M	$4.41M
Total Liabilities	$260.32M	$431.17M	$572.26M	$783.94M
Retained Earnings	$85.83M	$103.84M	$116.59M	$132.20M
Shareholders' Equity	$140.46M	$155.06M	$173.72M	$193.19M

FINW Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$61.15M	$12.27M	-$14.99M	-$28.42M
Capital Expenditure	-$7.21M	-$7.46M	-$4.89M	-$5.77M
Free Cash Flow	$53.94M	$4.81M	-$19.89M	-$34.19M
Depreciation & Amortisation	$2.11M	$3.81M	$5.29M	$4.86M
Stock-Based Compensation	$778.00K	$2.05M	$2.05M	$3.58M
Investing Cash Flow	-$35.83M	-$152.87M	-$132.38M	-$126.91M
Financing Cash Flow	-$10.51M	$157.01M	$139.56M	$209.57M
Share Repurchases	-$1.14M	-$4.74M	-$461.00K	$0.00
Net Change in Cash	$14.81M	$16.41M	-$7.81M	$54.24M

FINW Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$25.07M	$36.66M	$45.55M	$42.72M	—
Selling, General & Admin	$10.49M	$10.81M	$11.16M	$11.04M	—
Pretax Income	$5.43M	$6.41M	$5.49M	$3.80M	—
Income Tax	$1.33M	$1.52M	$1.57M	$1.06M	—
Net Income	$4.10M	$4.89M	$3.92M	$2.73M	—
Diluted EPS	0.29	0.34	0.27	0.20	0.15
Diluted Shares	13.47M	13.62M	13.64M	13.64M	13.67M

FINW Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$120.27M	$90.10M	$105.63M	$163.40M	$96.95M
Receivables	$82.88M	$95.44M	$95.69M	$86.00M	$82.47M
Total Assets	$804.13M	$842.49M	$899.93M	$977.13M	$899.44M
Total Debt	$5.23M	$4.96M	$4.68M	$4.41M	—
Total Liabilities	$626.77M	$660.53M	$712.16M	$783.94M	$702.83M
Retained Earnings	$119.78M	$123.81M	$128.28M	$132.20M	$134.85M
Shareholders' Equity	$177.36M	$181.96M	$187.76M	$193.19M	$196.61M

FINW Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	-$21.61M	-$18.35M	$3.45M	$8.08M	$19.71M
Capital Expenditure	-$1.64M	-$4.71M	—	-$6.00K	-$21.00K
Free Cash Flow	-$23.25M	-$23.06M	$4.05M	$8.07M	$19.69M
Depreciation & Amortisation	$1.38M	$1.13M	$1.15M	$1.21M	$1.14M
Stock-Based Compensation	$600.00K	$761.00K	$1.13M	$1.09M	$659.00K
Investing Cash Flow	-$28.11M	-$41.00M	-$34.80M	-$23.01M	-$6.46M
Financing Cash Flow	$60.83M	$29.17M	$46.87M	$72.70M	-$79.70M
Share Repurchases	$0.00	$0.00	$0.00	$0.00	—
Net Change in Cash	$11.11M	-$30.17M	$15.53M	$57.77M	-$66.45M

Market Snapshot

About

FinWise Bancorp is a Utah-chartered bank holding company operating through its subsidiary FinWise Bank, which provides banking services and operates a Banking-as-a-Service (BaaS) platform. The company partners with fintech companies and other financial services providers to offer white-label lending products including consumer loans, credit cards, and point-of-sale financing. FinWise Bank acts as the issuing bank while partner companies handle customer acquisition, underwriting, and servicing using FinWise's banking charter and infrastructure. The company generates revenue through origination fees, servicing fees, and net interest income on loans held in portfolio. FinWise went public in 2022 and continues to expand its BaaS partnerships with technology-driven financial services companies.