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First Financial Bankshares, Inc.

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First Financial Bankshares, Inc. is a financial holding company operating through its subsidiary First Financial Bank, providing commercial and consumer banking services across Texas. The company operates as a decentralized organization with regional presidents managing individual markets while benefiting from centralized support and resources. First Financial offers traditional banking products including deposits, commercial and consumer loans, residential mortgages, and trust and wealth management services. Based in Abilene, Texas, the company has grown to become one of the largest bank holding companies based in Texas through organic growth and strategic acquisitions. First Financial emphasizes its community banking model, local decision-making, and strong credit culture. The company has a long track record of profitability and consistent dividend payments to shareholders.