FCCO

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First Community Corp.

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Key Metrics

Previous Close: $33.80
52-Week Range: $25.92 – $35.74
Market Cap: $319.21M
P/E (TTM): 12.62
EPS (TTM): 2.69
Dividend Yield: 2.01%

Advanced Metrics

Price/Book: 1.40
PEG Ratio: 1.83
Return on Equity: 12.06%
Return on Assets: 1.05%
Gross Margin: 0.00%
Operating Margin: 42.53%
Profit Margin: 26.18%
Current Ratio: —
Debt/Equity: —
Total Debt: $113.95M
Free Cash Flow: —
Revenue Growth: 26.50%
Earnings Growth: 19.40%
Enterprise Value: $270.98M

FCCO Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$55.19M	$54.52M	$61.14M	$73.35M
Selling, General & Admin	$27.93M	$29.25M	$32.96M	$35.97M
Pretax Income	$18.41M	$15.04M	$17.77M	$24.86M
Income Tax	$3.80M	$3.20M	$3.81M	$5.65M
Net Income	$14.61M	$11.84M	$13.96M	$19.20M
Diluted EPS	1.92	1.55	1.81	2.47
Diluted Shares	7.61M	7.65M	7.70M	7.76M

FCCO Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$37.40M	$94.69M	$149.83M	$161.06M
Total Assets	$1.67B	$1.83B	$1.96B	$2.06B
Long-Term Debt	$14.96M	$14.96M	$14.96M	$14.96M
Total Debt	$67.80M	$108.39M	$17.61M	$17.34M
Total Liabilities	$1.55B	$1.70B	$1.81B	$1.89B
Retained Earnings	$49.02M	$56.30M	$65.84M	$80.29M
Shareholders' Equity	$118.36M	$131.06M	$144.49M	$167.56M
Net Debt	$27.56M	$10.27M	—	—

FCCO Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$22.13M	$13.02M	$11.62M	$18.69M
Capital Expenditure	-$1.22M	-$1.07M	-$1.10M	-$1.11M
Free Cash Flow	$20.90M	$11.95M	$10.53M	$17.58M
Depreciation & Amortisation	$1.82M	$1.92M	$1.86M	$1.87M
Stock-Based Compensation	—	$794.00K	$753.00K	$1.16M
Investing Cash Flow	-$162.78M	-$89.67M	-$67.63M	-$80.81M
Financing Cash Flow	$109.03M	$133.94M	$111.14M	$73.36M
Dividends Paid	-$3.91M	-$4.24M	-$4.42M	-$4.75M
Share Repurchases	-$42.00K	-$149.00K	-$223.00K	—
Net Change in Cash	-$31.62M	$57.29M	$55.13M	$11.23M

FCCO Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$18.23M	$18.84M	$17.67M	$21.52M	—
Selling, General & Admin	$8.80M	$9.19M	$9.24M	$10.64M	—
Pretax Income	$6.68M	$6.59M	$6.41M	$5.93M	—
Income Tax	$1.50M	$1.40M	$1.58M	$437.00K	—
Net Income	$5.19M	$5.19M	$4.83M	$5.50M	—
Diluted EPS	0.67	0.67	0.62	0.59	0.80
Diluted Shares	7.79M	7.79M	7.79M	9.34M	9.50M

FCCO Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$199.86M	—	$193.59M	$161.06M	$217.94M
Total Assets	$2.04B	$2.05B	$2.07B	$2.06B	$2.39B
Long-Term Debt	$14.96M	—	$14.96M	$14.96M	$14.96M
Total Debt	$17.54M	$2.51M	$17.41M	$17.34M	$17.53M
Total Liabilities	$1.89B	$1.89B	$1.91B	$1.89B	$2.17B
Retained Earnings	$68.69M	$72.72M	$76.69M	$80.29M	$84.29M
Shareholders' Equity	$149.96M	$167.44M	$161.57M	$167.56M	$220.82M

FCCO Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$6.47M	-$270.00K	$9.17M	$3.32M	-$2.39M
Capital Expenditure	-$200.00K	-$218.00K	-$122.00K	-$570.00K	-$96.00K
Free Cash Flow	$6.27M	-$488.00K	$9.04M	$2.75M	-$2.49M
Depreciation & Amortisation	$463.00K	$471.00K	$466.00K	$471.00K	$542.00K
Stock-Based Compensation	$34.00K	—	—	$520.00K	-$96.00K
Investing Cash Flow	-$31.91M	-$17.55M	-$10.68M	-$20.68M	-$908.00K
Financing Cash Flow	$75.47M	$1.43M	$11.64M	-$15.18M	$60.17M
Dividends Paid	-$1.15M	-$1.15M	-$1.23M	-$1.23M	-$1.50M
Share Repurchases	$0.00	-$333.00K	—	—	-$41.00K
Net Change in Cash	$50.03M	-$16.39M	$10.13M	-$32.53M	$56.88M

Market Snapshot

About

First Community Corp. is a bank holding company based in South Carolina that operates through its subsidiary First Community Bank. The company provides a range of community banking services including commercial and consumer lending, deposit products, mortgage banking, and investment services primarily in the Midlands and Upstate regions of South Carolina. First Community focuses on relationship-based banking for small to mid-sized businesses, professionals, and retail customers. The company emphasizes local decision-making and community involvement while offering modern banking technology and digital services.