EIG

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Employers Holdings Inc

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Key Metrics

Previous Close: $47.89
52-Week Range: $35.73 – $52.59
Market Cap: $864.44M
P/E (TTM): 60.92
EPS (TTM): 0.79
Dividend Yield: 2.84%

Advanced Metrics

Price/Book: 1.01
PEG Ratio: 1.32
Return on Equity: 0.77%
Return on Assets: 0.19%
Gross Margin: 1.24%
Operating Margin: 16.35%
Profit Margin: 0.90%
Current Ratio: 1.11
Debt/Equity: 0.15
Total Debt: $128.60M
Free Cash Flow: $18.35M
Revenue Growth: -10.60%
Earnings Growth: 29.30%
Enterprise Value: $853.73M

EIG Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$713.50M	$850.90M	$880.70M	$858.70M
Pretax Income	$55.80M	$148.40M	$146.70M	$12.00M
Income Tax	$7.40M	$30.30M	$28.10M	$1.20M
Net Income	$48.40M	$118.10M	$118.60M	$10.80M
Diluted EPS	1.75	4.45	4.71	0.46
Diluted Shares	27.68M	26.52M	25.19M	23.53M

EIG Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$89.20M	$226.40M	$68.30M	$159.80M
Receivables	$771.10M	$807.40M	$783.90M	$743.10M
Total Assets	$3.72B	$3.55B	$3.54B	$3.44B
Long-Term Debt	$182.50M	—	—	$19.00M
Total Debt	$196.10M	$5.90M	$4.20M	$38.90M
Total Liabilities	$2.77B	$2.54B	$2.47B	$2.48B
Retained Earnings	$1.30B	$1.38B	$1.47B	$1.45B
Shareholders' Equity	$944.20M	$1.01B	$1.07B	$955.70M
Net Debt	$93.30M	—	—	—

EIG Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$99.80M	$49.40M	$76.40M	$44.70M
Capital Expenditure	-$2.60M	-$2.20M	-$4.90M	-$2.20M
Free Cash Flow	$97.20M	$47.20M	$71.50M	$42.50M
Depreciation & Amortisation	$5.30M	$4.80M	$3.60M	$3.60M
Stock-Based Compensation	$5.10M	$6.20M	$6.30M	$5.00M
Investing Cash Flow	-$146.10M	$377.30M	-$159.70M	$225.90M
Financing Cash Flow	$60.40M	-$289.50M	-$74.80M	-$179.10M
Dividends Paid	-$90.30M	-$29.70M	-$30.30M	-$29.90M
Share Repurchases	-$30.40M	-$76.10M	-$42.60M	-$182.80M
Net Change in Cash	$14.10M	$137.20M	-$158.10M	$91.50M

EIG Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$246.30M	$239.30M	$170.50M	$207.60M	$220.20M
Pretax Income	$37.00M	-$11.20M	-$29.60M	$12.80M	$34.70M
Income Tax	$7.30M	-$2.90M	-$6.20M	$2.60M	$5.60M
Net Income	$29.70M	-$8.30M	-$23.40M	$10.20M	$29.10M
Diluted EPS	1.23	-0.36	-1.06	0.52	1.59
Diluted Shares	24.14M	23.35M	22.04M	19.51M	18.29M

EIG Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$69.10M	$166.80M	$159.80M	$153.10M	$113.30M
Receivables	$789.30M	$762.30M	$743.10M	$740.10M	$729.10M
Total Assets	$3.54B	$3.53B	$3.44B	$3.44B	$3.38B
Long-Term Debt	—	—	$19.00M	$125.00M	$125.00M
Total Debt	$3.40M	$4.10M	$38.90M	$128.80M	$128.60M
Total Liabilities	$2.46B	$2.49B	$2.48B	$2.57B	$2.52B
Retained Earnings	$1.50B	$1.48B	$1.45B	$1.46B	$1.48B
Shareholders' Equity	$1.08B	$1.04B	$955.70M	$866.50M	$858.80M
Net Debt	—	—	—	—	$11.70M

EIG Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$0.00	$29.40M	$700.00K	$2.20M	-$10.30M
Capital Expenditure	-$900.00K	-$600.00K	-$200.00K	-$900.00K	-$600.00K
Free Cash Flow	-$900.00K	$28.80M	$500.00K	$1.30M	-$10.90M
Depreciation & Amortisation	-$1.70M	$8.70M	-$6.80M	$3.00M	-$1.20M
Stock-Based Compensation	$1.60M	$1.10M	$1.10M	$1.60M	$1.00M
Investing Cash Flow	$100.00K	$121.20M	$58.50M	-$12.30M	$7.10M
Financing Cash Flow	-$31.40M	-$52.90M	-$66.20M	$3.40M	-$36.60M
Dividends Paid	-$7.90M	-$7.40M	-$7.10M	-$6.30M	-$6.30M
Share Repurchases	-$23.50M	-$45.40M	-$94.10M	-$79.30M	-$30.20M
Net Change in Cash	-$31.30M	$97.70M	-$7.00M	-$6.70M	-$39.80M

Market Snapshot

About

Employers Holdings is a specialty provider of workers' compensation insurance and services focused on select small businesses in low to medium hazard industries. The company operates primarily in California, Florida, Nevada and other targeted states. Employers Holdings offers workers' compensation insurance products through its insurance subsidiaries along with related safety consulting, claims management and medical cost containment services. The company emphasizes underwriting discipline and uses data analytics to identify and price risks appropriately.