EFSC

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Enterprise Financial Services Corp.

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Key Metrics

Previous Close: $63.59
52-Week Range: $51.18 – $68.73
Market Cap: $2.32B
P/E (TTM): 12.73
EPS (TTM): 5.03
Dividend Yield: 2.11%

Advanced Metrics

Price/Book: 1.18
PEG Ratio: 1.23
Return on Equity: 9.60%
Return on Assets: 1.14%
Gross Margin: 0.00%
Operating Margin: 30.78%
Profit Margin: 27.36%
Current Ratio: —
Debt/Equity: —
Total Debt: $695.29M
Free Cash Flow: —
Revenue Growth: 1.20%
Earnings Growth: -19.90%
Enterprise Value: $2.51B

EFSC Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$492.48M	$541.19M	$531.45M	$616.38M
Selling, General & Admin	$154.13M	$177.73M	$195.87M	$211.96M
Pretax Income	$259.46M	$246.53M	$231.24M	$283.72M
Income Tax	$56.42M	$52.47M	$45.98M	$82.34M
Net Income	$203.04M	$194.06M	$185.27M	$201.37M
Diluted EPS	5.31	5.07	4.83	5.31
Diluted Shares	37.48M	37.54M	37.58M	37.24M

EFSC Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$297.63M	$434.00M	$760.35M	$677.01M
Total Assets	$13.05B	$14.52B	$15.60B	$17.30B
Long-Term Debt	$308.78M	$203.62M	$192.75M	$188.62M
Total Debt	$308.78M	$203.62M	$192.75M	$188.62M
Total Liabilities	$11.53B	$12.80B	$13.77B	$15.26B
Retained Earnings	$597.57M	$749.51M	$877.63M	$1.02B
Shareholders' Equity	$1.52B	$1.72B	$1.82B	$2.04B
Net Debt	$11.14M	—	—	—

EFSC Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$216.64M	$268.24M	$247.40M	$193.51M
Capital Expenditure	-$1.93M	-$6.56M	-$7.47M	-$11.98M
Free Cash Flow	$214.71M	$261.68M	$239.93M	$181.53M
Depreciation & Amortisation	$14.01M	$11.34M	$10.07M	$11.43M
Stock-Based Compensation	$8.01M	$10.15M	$10.87M	$13.49M
Investing Cash Flow	-$1.38B	-$1.31B	-$796.87M	-$1.08B
Financing Cash Flow	-$563.19M	$1.18B	$880.61M	$803.17M
Dividends Paid	-$37.64M	-$41.12M	-$43.30M	-$48.84M
Share Repurchases	-$32.92M	$0.00	-$29.64M	-$14.14M
Net Change in Cash	-$1.73B	$141.67M	$331.14M	-$82.27M

EFSC Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$143.15M	$176.60M	$159.25M	$155.38M	—
Selling, General & Admin	$53.59M	$53.20M	$53.81M	$59.26M	—
Pretax Income	$64.19M	$88.67M	$69.82M	$62.85M	—
Income Tax	$12.81M	$43.44M	$15.02M	$13.49M	—
Net Income	$51.38M	$45.23M	$54.79M	$49.36M	—
Diluted EPS	1.36	1.19	1.45	1.30	1.09
Diluted Shares	37.17M	37.33M	37.27M	37.15M	36.70M

EFSC Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$474.95M	$481.35M	$469.89M	$677.01M	$627.34M
Total Assets	$15.68B	$16.08B	$16.40B	$17.30B	$17.23B
Long-Term Debt	$617.33M	$661.44M	$667.62M	$188.62M	$413.10M
Total Debt	$617.33M	$661.44M	$667.62M	$188.62M	$413.10M
Total Liabilities	$13.81B	$14.15B	$14.42B	$15.26B	$15.21B
Retained Earnings	$908.55M	$947.86M	$980.55M	$1.02B	$1.04B
Shareholders' Equity	$1.87B	$1.92B	$1.98B	$2.04B	$2.02B
Net Debt	$142.38M	$180.09M	$197.73M	—	—

EFSC Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$40.02M	$61.29M	$49.36M	$42.84M	$58.50M
Capital Expenditure	-$4.40M	-$2.32M	-$2.24M	-$3.02M	-$1.02M
Free Cash Flow	$35.62M	$58.97M	$47.12M	$39.82M	$57.48M
Depreciation & Amortisation	$2.39M	$2.79M	$2.59M	$3.67M	$3.74M
Stock-Based Compensation	$3.13M	$3.06M	$3.02M	$4.28M	$4.30M
Investing Cash Flow	-$365.74M	-$366.53M	-$315.81M	-$30.87M	$91.13M
Financing Cash Flow	$43.22M	$315.09M	$246.88M	$197.97M	-$197.07M
Dividends Paid	-$11.65M	-$12.02M	-$12.41M	-$12.76M	-$13.11M
Share Repurchases	-$10.62M	-$14.00K	$0.00	-$3.52M	-$27.24M
Net Change in Cash	-$282.50M	$9.85M	-$19.57M	$209.95M	-$47.43M

Market Snapshot

About

Enterprise Financial Services Corp. is a bank holding company that operates through its wholly-owned subsidiary, Enterprise Bank & Trust. The company provides a full range of banking and wealth management services to individuals and businesses primarily in the St. Louis and Kansas City metropolitan areas, as well as in Arizona and New Mexico. Enterprise focuses on relationship banking with specialized expertise in commercial real estate, small business, and high-net-worth individual services. The company has grown through both organic expansion and strategic acquisitions in its target markets.