CWBC

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Community West Bancshares

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Key Metrics

Previous Close: $25.81
52-Week Range: $19.79 – $28.17
Market Cap: $705.95M
P/E (TTM): 14.78
EPS (TTM): 1.76
Dividend Yield: 1.86%

Advanced Metrics

Price/Book: 1.16
PEG Ratio: 1.50
Return on Equity: 7.33%
Return on Assets: 0.84%
Gross Margin: 0.00%
Operating Margin: 27.50%
Profit Margin: 23.10%
Current Ratio: —
Debt/Equity: —
Total Debt: $250.29M
Free Cash Flow: —
Revenue Growth: 31.00%
Earnings Growth: -75.70%
Enterprise Value: $743.71M

CWBC Income statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Revenue	$83.22M	$87.71M	$114.17M	$144.20M
Selling, General & Admin	$30.29M	$33.18M	$50.70M	$52.46M
Pretax Income	$35.14M	$33.84M	$11.00M	$52.53M
Income Tax	$8.50M	$8.30M	$3.33M	$14.36M
Net Income	$26.64M	$25.54M	$7.67M	$38.17M
Diluted EPS	2.27	2.17	0.45	2.00
Diluted Shares	11.74M	11.75M	17.18M	19.07M

CWBC Balance Sheet statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$31.17M	$53.73M	$120.40M	$118.98M
Receivables	$76.86M	—	—	—
Total Assets	$2.42B	$2.43B	$3.52B	$3.69B
Long-Term Debt	$69.60M	$69.74M	$69.89M	$69.53M
Total Debt	$115.60M	$149.74M	$203.33M	$142.53M
Total Liabilities	$2.25B	$2.23B	$3.16B	$3.28B
Retained Earnings	$194.40M	$210.55M	$209.98M	$238.99M
Shareholders' Equity	$174.66M	$207.06M	$362.69M	$409.59M
Net Debt	$84.43M	$96.02M	$82.93M	$23.54M

CWBC Cash Flow statement, annual periods, in USD
USD	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	$23.67M	$27.53M	$22.20M	$46.12M
Capital Expenditure	-$362.00K	-$9.81M	-$5.04M	-$2.51M
Free Cash Flow	$23.31M	$17.72M	$17.16M	$43.61M
Depreciation & Amortisation	$755.00K	$959.00K	$2.96M	$4.28M
Stock-Based Compensation	$776.00K	$858.00K	$879.00K	$1.16M
Investing Cash Flow	-$197.07M	$24.52M	$64.47M	-$160.51M
Financing Cash Flow	$41.10M	-$29.49M	-$20.00M	$112.97M
Dividends Paid	-$5.64M	-$5.66M	-$8.23M	-$9.16M
Share Repurchases	-$6.81M	-$1.00K	-$38.00K	-$151.00K
Net Change in Cash	-$132.30M	$22.56M	$66.67M	-$1.41M

CWBC Income statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Revenue	$35.11M	$37.30M	$37.61M	$38.26M	—
Selling, General & Admin	$12.83M	$12.96M	$13.13M	$13.24M	—
Pretax Income	$10.76M	$15.08M	$15.33M	$15.71M	—
Income Tax	$2.93M	$4.20M	$4.16M	$4.22M	—
Net Income	$7.83M	$10.87M	$11.17M	$11.49M	—
Diluted EPS	0.41	0.57	0.58	0.60	0.10
Diluted Shares	19.04M	19.09M	19.12M	19.14M	27.11M

CWBC Balance Sheet statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Cash & Equivalents	$148.39M	$134.37M	$121.56M	$118.98M	$130.33M
Total Assets	$3.55B	$3.58B	$3.61B	$3.69B	$3.70B
Long-Term Debt	$69.92M	$69.96M	$70.00M	$69.53M	$69.18M
Total Debt	$204.30M	$155.96M	$90.00M	$142.53M	$103.18M
Total Liabilities	$3.18B	$3.20B	$3.21B	$3.28B	$3.28B
Retained Earnings	$216.00M	$221.54M	$230.12M	$238.99M	$248.18M
Shareholders' Equity	$372.20M	$380.00M	$397.58M	$409.59M	$419.20M
Net Debt	$55.91M	$21.59M	—	$23.54M	—

CWBC Cash Flow statement, quarterly periods, in USD
USD	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Operating Cash Flow	$11.07M	$11.53M	$13.21M	$10.32M	$10.92M
Capital Expenditure	-$317.00K	-$955.00K	-$424.00K	-$813.00K	-$2.72M
Free Cash Flow	$10.75M	$10.57M	$12.78M	$9.51M	$8.20M
Depreciation & Amortisation	$1.06M	$1.05M	$1.08M	$1.09M	$1.08M
Stock-Based Compensation	$291.00K	$309.00K	$275.00K	$283.00K	$278.00K
Investing Cash Flow	$804.00K	-$40.23M	-$38.62M	-$82.46M	-$4.42M
Financing Cash Flow	$16.12M	$14.68M	$12.60M	$69.57M	$4.84M
Dividends Paid	-$2.28M	-$2.29M	-$2.30M	-$2.30M	-$2.30M
Share Repurchases	-$80.00K	-$71.00K	$0.00	$0.00	-$57.00K
Net Change in Cash	$27.99M	-$14.02M	-$12.81M	-$2.57M	$11.34M

Market Snapshot

About

Community West Bancshares is a bank holding company for Community West Bank, which provides commercial banking services in California. The bank offers traditional deposit products, commercial and industrial loans, real estate lending, and small business banking services. Community West Bank serves small to medium-sized businesses, professionals, and individuals primarily in the Central Valley region. The company emphasizes relationship banking and community involvement in its operating markets.