CUBI

Customers Bancorp, Inc. is a bank holding company operating through Customers Bank, providing commercial banking products and services primarily in Pennsylvania, New York, Illinois, and other markets. The bank specializes in relationship-based commercial banking serving privately held businesses, professionals, and individuals. Customers Bank offers commercial and industrial lending, commercial real estate financing, multifamily lending, specialty lending including mortgage warehouse lending, and deposit products. The company has built specialized lending businesses including BankMobile (sold), mortgage warehouse lending, and multifamily lending. Founded in 1994 and headquartered in West Reading, Pennsylvania, Customers Bancorp has grown rapidly through organic expansion, specialty lending platforms, and technology-forward banking approaches. The bank emphasizes innovative products, specialized lending teams, and digital banking capabilities. Customers Bancorp benefits from specialty lending expertise, diversified business model, strong asset quality, and profitability. The bank faces competitive markets, interest rate sensitivity, specialty lending concentration risks, and regulatory requirements. Customers Bancorp continues to focus on relationship banking, specialty lending growth, technology investment, and delivering superior returns.