CPSS

Consumer Portfolio Services, Inc. is a specialty finance company headquartered in Irvine, California, that purchases and services retail automobile installment sale contracts originated by franchised and select independent automobile dealers. The company focuses on providing indirect automobile financing to consumers with limited credit histories, low incomes, or past credit problems who would otherwise have difficulty obtaining financing from traditional lenders. CPS has been operating in the sub-prime auto lending market since 1991 and has built expertise in credit risk management and collection processes. The company funds its operations through warehouse credit facilities and securitization transactions.