CHMG

Chemung Financial Corp. is the holding company for Chemung Canal Trust Company, a community bank serving New York and Pennsylvania. The company provides comprehensive banking services to individuals and businesses through its branch network and digital platforms. Chemung Financial offers traditional deposit products, residential and commercial real estate loans, consumer lending, and business banking services. The company also provides wealth management and financial planning services through its trust and investment divisions. Chemung Financial emphasizes relationship banking with personalized service and local decision-making. The company focuses on serving its communities through involved leadership and tailored financial solutions. Chemung Financial maintains a conservative lending philosophy and strong capital position while pursuing measured growth in its market areas through both organic expansion and strategic acquisitions.