CFFN

Capitol Federal Financial, Inc. is a savings and loan holding company based in Kansas. The company operates through its wholly-owned subsidiary, Capitol Federal Savings Bank, which provides banking services primarily in Kansas and Missouri. Capitol Federal focuses heavily on residential mortgage lending, offering fixed-rate and adjustable-rate mortgages to customers throughout its market area. The bank also provides consumer loans, commercial real estate loans, and construction loans, along with deposit products including savings accounts, money market accounts, and certificates of deposit. With a substantial branch network across Kansas and Missouri, Capitol Federal emphasizes traditional thrift institution values including conservative underwriting and strong capital ratios. The company has built a significant portfolio of residential mortgage loans while maintaining a conservative balance sheet. As a federally chartered savings bank, Capitol Federal focuses on serving the housing finance needs of its communities while providing comprehensive retail banking services to consumers and small businesses.